Terms of use

1. Foreword

Please read these Terms and Conditions carefully before using our services and website. By registering on this website or logging in to the player's account, players accept and agree to these Terms and Conditions and the Privacy Policy. If any change/s is/are made to any of these documents, the change/s will be accessible on the web. Any changes or updates to the Terms and Conditions must be expressly agreed to, and accepted at the next website visit or login and prior to accessing any of our gaming services.

These Terms and Conditions (hereinafter, the "Terms") are intended to regulate the use of the services and to protect users of the gaming services (hereinafter, the "user", "client" or “player”) when the available services are accessed through Clobet Limited or any related third-party websites (hereinafter the "services").

These terms and conditions apply to your use of the services whether accessed via website, mobile applications or other software belonging to, or licenced to Clobet Limited.

These terms and conditions shall also apply to the use of any services offered through any websites operated under a different name or tradename but nonetheless still managed and/or operated by Clobet limited.

The Terms of use of this website are governed by these terms and conditions, in addition to the provisions of the different sections; the privacy policy, the cookies policy, the responsible gaming policy, the information security policy and the mobile APP. Additionally, the Terms and Conditions are complimented by various additional notifications and end user help sections that are posted and/or are accessible through the website either on a permanent, semi-permanent or a periodical basis.

You must read these Terms and Conditions in their entirety carefully before accepting them. If you do not agree with any provision of these Terms and Conditions, you must not use or continue to use any of the sites or software belonging to, operated by, or managed by Clobet Limited.

By checking the terms and conditions box during the registration process, you are expressly confirming to Clobet Limited that you have read, understood and accepted these Terms and Conditions which constitute a binding agreement between you and Clobet Limited.

Clobet Limited reserves the right to modify and amend their Terms and Conditions at any time. The current version is 7, updated in May 2024. Version 7 shall remain effective until a subsequent version is published on this website. You will be pre-notified of any changes to the Terms and Conditions and you must re-confirm your acceptance before proceeding to use any gaming services on the site. If you do not agree with the updated Terms and Conditions, you must stop using this site, mobile application and any other software of Clobet Limited.

Clobet Limited may need to change this Terms and conditions from time to time for a number of reasons (including to comply with applicable laws and regulations, and regulatory requirements). Any minor or insubstantial changes may be made at any time and you are advised to review the Terms on a regular basis for such changes.

The most up-to-date version of the terms and conditions will be available on the website. You will be notified in advance of any major changes before they enter into effect. You will need to confirm your acceptance of the Terms and Conditions before any changes enter into effect. You will be denied gaming activities or the use of the gaming services unless you accept the updated Terms and Conditions.

You may withdraw your cleared funds even if you do not accept the updates to the Terms and Conditions. It is your responsibility to review these Terms and Conditions, along with the specific rules for each game. In addition to receiving a notice, you can identify if these Terms and Conditions have been modified by referring to the version number and the date of the Terms and Conditions.

If the Terms are published in any language other than English, and there is a discrepancy between the different language versions, the English language version shall prevail. Headings in bold used in these Terms serve as a guide to the reader and are NOT used to regulate the use of this website, the use of software or rules of the games offered.

2. Parties

By accessing the site or using the Services, you are contracting with Clobet Limited, a company incorporated under the laws of Malta, bearing registration number C 90546 and having its registered office at Fawwara Building, Triq L-Imsida GZR 1401 - Gzira - Malta. Clobet Limited provides the services to customers through the licence issued by the MGA:

• Casino games offered in Clobet Limited’s websites are licensed under license number MGA/B2C/762/2019 issued on the 02-10-2020 by the Malta Gaming Authority.
• Secondary Lotteries offered in Clobet Limited’s websites are licensed under license number MGA/B2C/762/2019 issued on the 02-10-2020 by the Malta Gaming Authority.
• Lottery messenger services offered in Clobet Limited’s websites are licensed under license number MGA/B2C/762/2019 issued on the 02-10-2020 by the Malta Gaming Authority.

“Malta Gaming Authority” or “MGA” means the regulatory body in Malta responsible for remote gaming conducted in Malta, in accordance with the Lotteries and Other Games Act, Chapter 438 of the Laws of Malta.

Please note that all references to “Clobet”, “Clobet Ltd”, “Lottofy”, "we", “the Company", "us", and "our" in the Terms shall be interpreted as referring to Clobet Limited. In the Terms and Conditions, we will refer to you as "you", "your", “player” or “customer”.

3. Licenses, regulations and standards

Clobet Limited adheres to, and complies with strict rules and regulations set by independent organizations that monitor and audit the games on our systems. These organizations also review the processes and the internal procedures of the site to ensure the highest industry standards are maintained and complied with. Clobet Limited is licensed, regulated and accredited by:

• The Malta Gaming Authority (MGA).
• Accredited IT Testing Laboratory: FACT Group Ltd.

3.1 Malta Gaming Authority

The Malta Gaming Authority (MGA) is the regulator for gaming industry operators conducting business from Malta. The MGA's primary mission is to ensure fair and transparent gaming for players, prevent any irregular gaming activities or illicit gaming operations and to protect minor and vulnerable players. All gaming operations carried out by Clobet Limited comply with gaming regulations, license conditions and guidelines issued by MGA.

Clobet Limited is continuously engaged in a process of monitoring and verification to ensure compliance with gaming industry standards and best practice to ensure that its operational structure meets the requirements stipulated by the Malta Gaming Authority, as well as applicable Maltese and European legislation.

Our primary mission is the provision of a fair online gaming experience, guaranteeing player safety and security at all times, as well as ensuring the integrity of our games. We aim to adopt the highest quality standards and best practices in the gaming industry. We provide system tools to ensure players adopt a responsible gaming approach when using our website. We strive to control and deny access to our gaming services by vulnerable individuals or underage users. We take measures to combat money laundering activities.

3.2 Audit company

An IT Audit company is an independent organization that ensures that online gaming portals operate and satisfy industry specific requirements to ensure game integrity, system transparency and other industry related safeguards.

The Malta Gaming Authority has issued a gaming license to Clobet Limited. An MGA officially recognised and approved, independent IT audit company, has certified Clobet Limited's site and games. The MGA gaming license and respective IT audit certification provide players with assurance of the fairness, transparency and integrity of our games and gaming portal.

3.3 PCI-DSS compliant

The Payment Card Industry Data Security Standard (PCI DSS), was developed by the Payment Card Industry Security Standards Council (PCISSC), a committee composed of the most important payment card companies. The PCI DSS helps organizations that process, store and / or transmit cardholder data, to preserve and maintain data integrity, in order to prevent payment card fraud.

Clobet Limited complies with PCI DSS standards and is audited quarterly by a PCI Council Approved Scanning Vendor (ASV). Clobet Ltd also updates and files the statutory Self-Assessment Questionnaire (SAQ), a document that merchants are required to complete every year.

4. Definitions

• "Player(s)": A registered user of the website (also referred to as "you", "your", “player” or “customer”).
• "Website": The content in the licenced domain and any subdomains or related domains you may be redirected, including mobile websites managed by the Operator within the same or other domain or under the same or another brand.
• "Winnings": The return paid to the player with respect to a winning bet or in an instant win game, the prize money won by the player.
• "Winning Bet or Winning Entry": Is the successful outcome or positive result of a bet placed on a Source Lottery through use of the Website in accordance with these Terms and Conditions.
• "Bet Bonus": Funds or resources (e.g., additional bet/s or spin/s, tokens, points etc) that may be allocated and credited to a Player's account in accordance with the specific terms of a certain promotional campaign and which bonus funds or resources may be availed of by the player to place lottery and casino bets. Bonus funds must be wagered. Bonus funds cannot be withdrawn.
• "Syndicates": An organised group of individuals that combine resources to promote and pursue a common interest.
• "Source Lottery": A lottery that is managed and organized by an operator or body other than Clobet Limited. A player may place bets on the result of the lottery draw through this website. However, it is the third party organizing the source lottery that is responsible for successfully carrying out the draw, determining prizes, as well as guaranteeing compliance with the laws and regulations in force in the country where the lottery is organised.
• "Lottery Messenger Services": Through this service, the player places bets directly with the organizer of the lottery, under the same terms and conditions as any user who bets or purchases a lottery ticket in the country where that lottery draw takes place. Clobet Limited, through the web platform, provides an official lottery ticket issued by the organizer of the event. The ticket will be valid to claim a drawn and correctly determined lottery prize. To claim a winning prize, the rules contained in these terms and conditions must be observed.
• "Bet": Means the stake or contribution paid to participate in the outcome or result of a source lottery draw.
• "Ticket": Means a method of direct participation in the draw with the official organizer of the lottery.
• "Scratchcard Bonus": The scratch card assigned and credited to the player's account in accordance with a certain promotion.
• "User Account" or "Player Account": Is the account you need to open to use these services.
• "Inactive account": Means a player’s account which has not recorded any wager or deposit, for a period of 365 consecutive days or more.
• "Bet confirmed": A stake or ticket that has been validated or stamped correctly and that allows a player to participate in a draw or game linked to the wager.
• "Draw completed": A draw has been held, the validity of the game has been confirmed and the winners of the draw have been determined.
• Prize Groups in Class Type A: A Prize Category where the pay-out to the player depends on the number of Lottofy Winning Bets, winning bets within Lottofy's network of hedge providers and Underlying Lottery Winning Tickets in that Prize Category, as defined in section 19.
• Prize Groups in Class Type B: A Prize Category where the pay-out to the player depends on the number of Lottofy Winning Bets, winning bets within Lottofy's network of hedge providers and Underlying Lottery Winning Tickets in that Prize Category, as defined in section 19.
• Prize Groups in Class Type C: A Prize Category where the pay-out to the player is independent from the number of Lottofy Winning Bets, winning bets within Lottofy's network of hedge providers and Underlying Lottery Winning Tickets in that Prize Category, as defined in section 19.
• “Prize Category” or “Prize Tier”: The category relates to the number of correctly matched numbers (including Super Numbers, Stars, Euro Numbers, Powerballs, Megaballs and/or Bonus Balls as applicable) and which result determines the Prize Category in respect of the relevant draw of a certain lottery or a related game.
• "Winning Ticket": A verified and confirmed ticket drawn during an official draw of a lottery thereby resulting in a positive bet outcome for the ticket.
• “Source Lottery Operator”: The organisation that organises or co-organises the Underlying Lottery.
• "Player Account": the account created on the Website during the Player's registration process and through which account the Player may deposit funds, place bets, receive winnings and withdraw cleared funds.
• "Bank Account": An account held with a regulated and accredited financial institution, the details of which are provided by the player and which are linked to the player's gaming account.
• "Your Jurisdiction": Means the jurisdiction in which you are domiciled, reside or work.
• This "Agreement": Means these Terms and Conditions.

5. Services offered

5.1 The services

References to the "Services" or "Gaming Services" in these Terms refer to the provision by us of the gambling services and instant games services.

Gambling services:

Bet on Lottery Service: A service through which a player places bets on the outcome of lotteries. By betting on a lottery outcome, you do NOT participate in a lottery and you are NOT entering into any contract, agreement or transaction with the Source Lottery Operator. Through the bet on lottery service, you are entering into a contract with Clobet Limited. Clobet Limited provides all Lottery betting services exclusively from Malta.

Lottery Participation Service: A service through which you participate in the draw of an official lottery, by virtue of an official ticket generated by the operator of the source lottery. Clobet Limited shall be responsible for generating the ticket and storing it in its system. In this case, you are Clobet's customer and you would be utilising a service rendered by us. To make use of our services you must first accept these terms and conditions.

Instant games services:

This service consists of virtual games, the outcome of which is based on random number generators "iRNG".

5.2 Who offers the services

When using the service or services, you are contracting with Clobet Limited (a company incorporated under the laws of Malta, bearing company registration number C90546, with its registered office at Fawwara Building, Triq L-Imsida GZR 1401 - Gzira - Malta). Clobet Limited provides the Services to customers by virtue of the license granted to it by the Malta Gaming Authority as stated in section “2. Parties, above. Location: The placement and acceptance of all bets placed on lottery result outcomes is deemed to take place in the territory of Malta.

5.3 Who can use the services

Account registration by a player is only permitted if, at the time of registration, the person in whose name the account shall be registered, held and operated:

Is 18 years or older, provided that the eligible age to bet legally is 18 years.

If you reside or are physically located in a jurisdiction where the legal age to bet is not 18 years of age (e.g., 21 years of age), then to register an account, the player must be of legal betting age as required in that jurisdiction.

If you are under 18 and attempt to register an account on our site, the account shall be blocked to prevent any further use thereof. All bets placed (if any) shall be voided, any monies used to place bets shall be refunded and any winnings from any bets placed shall be forfeited.

Is not a citizen of, or resident in a country where access or use of the website and/or the services offered through the website, is illegal.

Please note that you are responsible for determining whether access to and / or the use of the services complies with the laws in force of your country and / or in your jurisdiction. By registering a player account and/or accessing the site, you confirm that your use of the services is not illegal in the territory from which you access them and/or is not illegal in the country of your citizenship.

Is not legally incapacitated.

Clobet Limited has the right to refuse to register an account and/or to close your user account. In the event that an account is closed, the money held in your account will be transferred to your bank account or the ' source of funds account' that was used to deposit the same funds to your user account. The contractual obligations in force at the time the user account is closed will be fulfilled unless there is a problem according to these Terms.

To use this site and the services, you must have a bank account, a valid credit or debit card, or an alternative payment method that is acceptable to us and is approved by a reputable financial industry regulatory authority. Furthermore, the financial institution where the bank account is held, and/or the issuer of the card and/or any other payment method used must also have a registered address located in a territory that is allowed to use the services of this website.

5.4 Provision of the services

If there are no legal or contractual restrictions, you may use the Gaming Services available through our website.

Notwithstanding the foregoing, occasionally we may suspend, remove, modify, or add to the Services. Any changes will be effective immediately and may even be made without any prior notice. If we make a change that affects a bet that you have placed, but which is still unconfirmed, your bet will be voided and the money shall be refunded and credited to your user account. An unconfirmed bet is one which our insurance provider, ticket supplier or the official organizer of the lottery draw would not have confirmed to us as having been registered or deposited correctly. Bet status information may be viewed in your user dashboard.

We shall not be held responsible for any losses suffered by any changes to our services or services offered through our website/s.

We are committed to use measures at our disposal to enforce Clobet Limited's responsible gambling policy and other current player protection regulations. In the event that you deliberately avoid any implemented protective measures, we reserve the right to apply exceptional measures to ensure that you do not continue to aggravate your situation or harm yourself.

6. Player account

You are only allowed to register and use one account. If you attempt to register multiple user accounts, all the accounts you manage to open may be blocked or closed. If you have access to, or control more than one user account, notwithstanding that the user accounts are registered under different names or use variations of the same bio data, you must notify our "Customer Service Department" immediately so the matter will be addressed and rectified.

You must not use your account or the Services for any professional or commercial purpose. You must not allow anybody else to use your account. You must not access the Services through another person's account.

On this website, any player-to-player fund transfers are prohibited. The purchase, sale or trade in any manner or form of accounts belonging to other users is also strictly prohibited.

6.1 Sign-up

To use the Services offered in Clobet's websites, you must register and open a "User Account" or "Player Account". You must not register if you are in any of the countries indicated in these Terms and Conditions (prohibited countries, or a country that is included in the latest list issued by the Financial Action Task Force, or if you are a person included in the Lists of the Financial Sanctions of any country).

Currently, user registration or the use of any of the services on our website from any of the countries on the following prohibited countries list is strictly prohibited:

• Afghanistan
• Albania
• Alderney
• Australia
• Bahamas
• Barbados
• Belgium
• British Virgin Islands
• Botswana
• Bulgaria
• Cambodia
• Cyprus
• Czech Republic
• Democratic People’s Republic of Korea
• Denmark
• France and its dependencies and territories including Reunion, Martinique, Guadeloupe, French Southern Territories, French Guiana, French Polynesia and New Caledonia
• Gibraltar
• Greece
• Guernsey
• Hong Kong
• Iran
• Iraq
• Israel
• Italy
• Jamaica
• Jersey
• Lithuania
• Malaysia
• Mauritius
• Myanmar
• Pakistan
• Palestinian Territory
• Panama
• Poland
• Romania
• Serbia
• Singapore
• Slovakia
• Slovenia
• Spain
• Sudan
• Sweden
• Syrian Arab Republic
• Turkey
• Uganda
• United Kingdom
• United States of America and its dependencies and territories including but not limited to American Samoa, Guam Marshall, Islands, North Mariana Islands, Puerto Rico and the Virgin Islands
• Yemen

To register, you must provide the information requested in the online registration form in a complete, accurate and precise manner. It is your responsibility to ensure that the information provided is true, correct, and up to date.

All data provided in the form must be true and correct. You must fill in all mandatory information requested in the registration form. Requested information includes name, surname(s), date and place of birth, gender, address, fixed line and/or mobile phone number and a valid email address amongst other details. We may also request other information such as postal code, hobbies and interests, employer details, data/payment information, IP address, and other information relevant to customers that may be used to streamline our marketing offers and/or promotions based on any information you provide.

Note: First name and surname details should be your complete, official name and must match the name details on any official government issued ID document and form of payment you use to effect deposits and request withdrawals.

To complete your account registration, you must accept the "Terms and Conditions" and the "Privacy Policy" of this site. Before registering you should read both the "Terms and Conditions" and the "Privacy Policy".

Please ensure that you do not violate any rules contained in the "Terms and Conditions". If you disagree with the "Terms and Conditions" and the "Privacy Policy" you should leave the site.

When you register, you must create a username and a password that you shall use to log on to your account. It is your sole and exclusive responsibility to ensure that your login details remain secure. You must not reveal your login details to anyone. Clobet Limited is not responsible for any abuse or misuse of your User Account by third parties due to your disclosure of your login data to third parties, regardless of whether such disclosure was involuntary, accidental or passive.

The player must inform Lottofy immediately if he/she suspects that any information linked to their user account has been compromised in any way. It is imperative that you contact and inform Lottofy immediately, if any payment card details used on your account are lost, stolen or blocked, or if any password, PINs or other confidential information that may be used to gain access to the user account have become known to any third parties.

6.2 Age verification and identity verification

Once you have registered and successfully deposited funds, we may need to verify your identity and/or your age. Until all necessary verifications are completed, no withdrawals shall be allowed from your account. Furthermore, we may also take the following preventative action until the verification process is completed:

• Restrict access to your account until the requisite verification process is completed.
• Suspend your account.

If during the identity and/or age verification process we discover that you are not eligible to gamble, we shall refund your deposits and close your account. If any winnings were credited to your account, these would be forfeited due to breaches of the "Terms and conditions".

By registering and by accepting the “Terms and Conditions” and the “Privacy Policy”, you agree that we have the right to carry out checks and verifications to ensure and maintain the integrity of our gaming systems and to protect registered players. The checks we conduct are varied and may include, but are not limited to, identity and age checks, credit checks, source of funds and source of wealth checks etc. You hereby accept and consent that such due diligence checks may be carried out. Until any verification checks are completed satisfactorily, we may suspend or restrict access to your account.

Whenever you deposit an accumulated amount of €2,000 (Two Thousand Euros) during a 180-day period or €1,000 (One Thousand Euros) or more within a 24-hour time period, we may need to carry out verification or other required checks. To enable us to conduct the necessary checks, we may request you to provide us with additional information or documents to allow us to verify your identity, address, payment method, source of funds and wealth or any other ancillary documents that may assist us to conclude the required checks.

The documents that we are likely to request for verification of identity or source of funds and wealth checks include a valid photo ID document issued by your country's government, a utility bill, a verified payment card method, a banker's reference or check, an authenticated scan or photocopy of a credit card or a tax return, and an officially accepted document showing the origin of the funds deposited in your account.

Should we request you to provide documents for identity verification, we shall block any fund withdrawals until you submit the documents requested. If you do not provide appropriate documents within 30 days of our first request, or if any information or documentation is false, misleading or dubious, your user account shall be blocked and your funds may be forfeited.

We may provide your data to credit institutions or authorised credit agencies to verify and confirm your identity and/or the ownership of any payment method you use. You hereby agree that we may use this information for the purpose of carrying out these verification checks.

If your account is suspended, you must contact us and request your account to be unblocked.

6.3 Politically Exposed Person (PEP)

If you are, or think that you may be considered to be a Politically Exposed Person, you must notify Lottofy during the registration process by sending an email to [email protected] and disclosing any necessary information accordingly.

Lottofy may request additional information or documentation at any time to allow it to carry out any further verification or enhanced due diligence checks considered necessary. For your information we describe the definition of a PEP: Natural person who has developed a prominent public function that includes:

• Heads of State, Heads of Government, Ministers and Deputy and Assistant Ministers and Parliamentary Secretaries.
• Members of the governing bodies of political parties.
• Members of Parliament or similar legislative bodies.
• Members of courts of auditors, Audit Committees or of the boards of central banks.
• Members of superior, supreme and constitutional Courts or of other high-level judicial bodies whose decisions are not subject to further appeal, except in exceptional circumstances.
• Members of the administrative, management or supervisory boards of State-owned enterprises.
• Ambassadors, Charge D’Affaires and other high-ranking officers in the armed forces.
• Anyone exercising a function equivalent to those set out in paragraphs (a) to (f) within an institution of the European Union or any other international body.
• With respect to the term ‘immediate family members’ of PEPs the term shall include:
• The spouse, or a person considered to be the equivalent of a spouse, or a partner.
• The children and their spouses, or persons considered to be equivalent of a spouse; or the children's partners; and any of the parents or parents in-law or other in-laws.

6.4 Account details

You may access four general sections from your Lottofy account.

My account: Where amongst other information you may access your winning's summary, your group's activity summary. From this section you may also manage any automatic renewals.

Bets: Where you may view bets placed on the different games in which you participated, information of the day, week and month and the state of the game as well as the summary of the prize per game. You also have the possibility to access information specific to each bet and view any results.

Balance: Where you may access information about your account movements and options to effect deposits and request withdrawal of funds.

Settings: Where you have access to notifications, documents and configuration tools to set settings for player protection and betting limits;

Configuration: Where you have access to, and may amend your, access data, personal data and the currency in which you wish to make deposits and withdrawals (Once the currency is set, it cannot be changed). Through this section you may also close your account.

Notifications: Where you have access to configure notifications for any games that you would like to receive information about, for example information about jackpots, available games, games you have participated in previously and other similar notifications.

Documents: Where you may upload and access information regarding your various documents, e.g., identity card, driver's license, passport, source of income, images of credit / debit cards and bank account certificate, etc. Player protection measures: Where you may access and set your gaming account deposit and betting limits, select various game self-exclusion options, gaming session time limits as well as other player protection help measures and account suspension procedures.

Account details: You must keep your account information updated. If you need any assistance to access your account details, please contact our Customer Service Department.

Account access credentials: You must keep your password and all your account details secure and confidential at all times. You MUST NOT share or divulge any of your account access credentials. If your username and password have been entered correctly, any transactions effected on your account will be binding, irrespectively whether you have processed a transaction personally.

6.5 Inactive accounts and dormant accounts

An account is deemed to be “inactive” if during an uninterrupted period of 365 days none of the following transactions occur: Cleared funds are deposited into the account, or a bet/wager is placed and subsequently confirmed by the gaming system.

Lottofy reserves the right to charge an inactive account maintenance fee of €5 (Five Euros) per month provided there are funds in the account. Maintenance fees shall be debited to the account on the 1st of the month commencing immediately in the month following the day the account becomes inactive.

Inactive account maintenance fees may be reimbursed Clobet Limited considers that there are sufficient and justified reasons for an account to have lapsed into inactivity or if account inactivity was due to health reasons or other reasons of force majeure. Any decision to re-imburse any inactive account maintenance fees or any portion thereof that were debited to the account, will be at Clobet Limited's sole and absolute discretion.

An account may be re-activated by:

• Depositing cleared funds into the account.
• Placing a bet or wager that is confirmed by the system.

If your account remains inactive for an uninterrupted period of 30 consecutive months, your account shall become dormant. If a dormant account holds funds, we shall discontinue debiting monthly account inactivity charges to your account and we shall refund the residual balance held to your designated bank account as indicated in your account registration form.

If we are unable to contact you, we will transfer your balance to the MGA, in accordance with applicable laws and gaming regulations. In this case, your player account will not be closed and you may reactivate it at any time.

Thirty (30) days prior to an account becoming inactive, Lottofy shall attempt to notify the Player about the matter to allow the player to take any necessary action in due time. Players wishing to recover any funds held in inactive, dormant, closed, blocked, suspended or otherwise excluded accounts, should contact our Customer Service Department via the following email: [email protected]

6.6 Breach of Terms, penalties and account cancelation

At its sole discretion and at any time and for any reason whatsoever, Clobet Limited may suspend, block or close your player account.

In the event that your account is suspended, blocked and/or subsequently closed, we shall void your pending bets and after deducting any expenses which are due to us and that we may rightfully recover, we shall transfer the residual, cleared funds balance held in your account.

Irrespective of the abovementioned, we have the right to retain and/or block sufficient funds to recover any chargebacks, expenses, fines and/or penalties incurred for any reason, as well as, to recover any other bonus or promotional credits you may have obtained and for which the applicable promotional terms and conditions have not been fully satisfied or complied with.

Furthermore, should any of the following breaches or events occur:

• You do not qualify to avail yourself of, and/or to use our services.
• Unsuccessful verification of age and/or identity.
• You are a Politically Exposed Person (PEP) or are closely associated with, or linked to (a spouse, live-in partner, offspring, parents or in-laws, family relatives etc) a PEP.
• The bank account information you have provided is false, incorrect and/or misleading.
• You have used cards and/or other methods of payment that are not rightfully yours, that have been reported as having been hacked, stolen or lost.
• You have used your player account for and on behalf of another person; or for the benefit of another person or have used the bio-details of another person.
• If we have reason to believe that you have breached any provision contained in these Terms and Conditions.

If your credit rating is dubious or unsatisfactory.

• If you have used your account for non-private purposes (e.g., for professional, for business or for commercial distribution purposes).

If you have deposited funds that have been derived from illegal, illicit or are associated with any criminal activities or you have or are suspected of having carried out any fraudulent or criminal activity.

• If you have infringed any term listed in the “Software” section or if you have taken advantage of any error, or benefitted unfairly from any promotion, offer or bonus.
• If you have used some kind of artificial intelligence software, robots or other similar types of prohibited software.

If we are requested to do so by any regulatory or judicial authority, or by the police or a tax authority or to comply with any law.

• If you have accessed these services from a prohibited jurisdiction.
• In the event that in your jurisdiction, you have not settled taxes due on winnings derived from this website.
• If you have violated any of the clauses contained in the sections: “Anti Money Laundering and The Combating of and Financing of Terrorism” or “Intellectual Property Rights”.
• If you have breached any of the clauses included in the section “Your obligations as a user”.
• If we have reason to suspect that you have breached any provision of these Terms and Conditions, we shall provisionally suspend your account and immediately attempt to clarify our suspicions. If 30 days elapse since the account suspension, and the cause of the suspicion has not yet been resolved or clarified, either because you have not provided the requested documents or you have not complied with our requests or requirements, we may close your Player Account in accordance with the terms set out above.

6.7 Account closure / account suspension

If you would like to close your account, you may do so at any time by contacting our Customer Service Department via email. If you close your account, the company will return all funds held in your account subject to the terms governing "withdrawals" and these terms and conditions.

Your account will not be closed if it has a negative balance. A negative balance in your player account can only occur in the event of a chargeback and must be settled immediately. If a bet has been placed successfully but the funds used to pay for the bet are subject to a chargeback, Clobet Limited reserves the right to take remedial action as listed below:

• If the bet status is not yet confirmed when the chargeback occurs, that bet shall be cancelled.
• If bet status is "confirmed" when the chargeback occurs, the bet will remain valid and the player will have an outstanding debt due to Clobet Limited. The negative balance due must be settled immediately. The account may not be closed until the amount due is paid in full.

Clobet Limited reserves the right to close your user account for any reason whatsoever. Clobet Limited is under no obligation to provide any reasons for its action or to notify you in advance of the account closure. Funds held in the account may be reimbursed, subject to the deduction of any relevant withdrawal charges, that we may incur or be charged by third party banks and/or payment service providers, and without prejudice to any clause contained in section “Breach of Terms, penalties and account cancellation”

Should you wish to close your account due to gaming related issues and/or if you are experiencing difficulties controlling your betting activities, we strongly advise you to consult our player protection pages where you can close your player account personally, or you can request to do so by sending an e-mail to [email protected]. We also strongly recommend you review the options for limiting your gambling activity in your user panel and refer to the responsible gambling resources we make available on the Website.

7. Player finances

Clobet Limited is not a financial institution, therefore it should not be treated as such. Your account is not an interest-bearing account and no interest shall ever accrue on any funds held in your account.

7.1 Deposits

You may deposit funds in your user account by clicking on "Add balance" link found in the "My balance" section of your user account. To add funds to your account, you may use any of the deposit methods listed in the "Add balance" section.

Deposited funds would usually be available within 24 working hours after the cleared funds are credited to Lottofy accounts.

In the "My balance" section you may also refer to fund transfer timelines and the commission rates applicable for the various payment methods that may be used.

Should there be insufficient funds in an account to settle a placed bet, we may cancel any bet, irrespective whether the bet has been accepted. If an attempt to bet is made when there are insufficient funds held in the account to pay for the bet, betting attempts shall be blocked or cancelled.

You hereby authorise us to deduct money from your balance to pay for any services you may request and /or for any administrative charges applicable under these Terms and Conditions.

You must not deposit funds that may have originated from an illegal activity. If we suspect that the source/s of your funds may be dubious, you will forfeit the funds held in your account including any winnings.

We may establish minimum and/or maximum deposit limits. When you deposit funds to your account, we may conduct identity verification checks. We may also carry out relevant Know Your Customer "KYC" due diligence checks.

You must not deposit funds by using a card which has not been issued in your name. You must not use any payment method that is not held in the name you used when you registered your user account. Card sharing and/or the sharing and common use of payment methods is strictly prohibited even though you may have received permission from the beneficial owner of the card or payment method to use them. Similarly, you must not use a payment method you own to deposit funds into another user's account.

Depending on the payment method used for deposits, third-party processing charges, fees or currency exchange commissions may be incurred. You agree that we are entitled to deduct the amount of these fees from your user account.

At any time, we may offset fees and charges incurred on your behalf against a positive balance held in your user account.

The exchange rate used by Clobet Limited, or by a payment service provider shall be determined at the time of a transaction is executed. Any exchange premiums and/or any transaction fees shall be paid by you.

When depositing funds by bank (SWIFT) or payment transfer methods, you must quote your customer number in the field that shall be displayed, when you complete the transfer notification in the "Add balance" section within "My balance" of your account page.

You may opt-in to an automatic subscription for bet placements. If you subscribe to this option, we shall debit your account for any automated bet purchases. Should you wish to cancel your subscription, you must send us an email requesting us to end the subscription. We must receive your automated bet purchase cancellation request at least 48 hours before you would like the subscription to end.

7.2 Winnings

All winnings are recorded in the player's account. Any bet placement or ticket purchase winnings are computed in the original currency of the Source Lottery. Winnings are credited to players' accounts in Euros ("The Reference currency"). The exchange rate used for currency conversion purposes would be the reference rate issued on the lottery draw date and published by the European Central Bank on the website www.xe.com.

Winning’s information is accessible from the "My balance" section of the player's account.

All winnings in respect of successful bets will be paid in accordance with the following provisions and are subject to the terms set out in the "Withdrawals" section:

• In the case of 1st-2nd-3rd class Tier Prize winnings, the player must provide, within 20 days following the date of the draw, the following documents:
• A certified original copy of your valid passport or government issued ID.
• An original bank issued account statement quoting your bank account number and details of the account's ultimate beneficiary owner.

Clobet Limited shall provide a "Winner's Statement" form to a player that has registered a win. The player must complete and return the printed original of the “Winner's Statement” to Clobet.

Any other document/s requested by Clobet Limited to allow for fulfilment of necessary KYC (Know Your Customer) procedures.

Winnings shall be transferred to the “Winner” by not later than 10 days from the date Clobet Limited itself receives the winnings from the Insurer or the Source Lottery Operator.

Prize winnings designated as Class 4 and lower, shall be credited to the player's gaming account. The player may then withdraw the funds in accordance with the terms and conditions stipulated in section 7.3 “Withdrawals”.

If the required documents and/or information are not provided within the indicated deadlines, or if the player provides any false, incorrect or misleading information, the player shall lose any and all rights over the winnings.

The player accepts and agrees that prize payments may be delayed until such time that Clobet Limited receives the appropriate prize pay-outs. There may also be pay-out delays should Clobet be constrained to commence any necessary legal proceedings in order to recover the prize monies.

The balance of the player's account does not bear any interest, cannot be subject to any type of trust/s and are protected in the event of insolvency of the operating company.

Should we suspect that a player is requesting withdrawals to avoid incurring bank charges levied on such transactions, by effectively transferring such expenses to Clobet Limited's detriment, we reserve the right to re-charge any such bank fees or charges incurred to recoup these expenses.

Players must immediately verify whether any taxes, levies or any other charges are due and payable on any winnings. In the event that Clobet Limited has to pay any taxes, duties or tariffs related to a player's winnings, to a country's authorities or its authorised representatives, Clobet shall be entitled to recover the amount paid from funds held in the player's account and/or offset the amount paid from the prize monies.

If Clobet Limited erroneously credits any funds to your user account, due to a human, technical or any other error, the amount credited to your account shall remain the property of Clobet Limited. In due course, the funds shall be deducted from your account to reverse the error. If you withdraw any funds that are not rightfully yours (irrespective whether you do so deliberately or indeliberately), you will automatically incur a debt which shall remain outstanding until those funds are fully repaid to us.

Clobet Limited has the right to deduct monies from your user account or from your winnings to recover any outstanding debt that you may have incurred with us and which may be the result of, chargebacks, bank charges and commissions, default on purchase payments etc.

7.3 Withdrawals

Withdrawn funds shall be credited to the source account from which gaming account monies were originally deposited from. Withdrawn funds may only be credited to a payment account whose ultimate beneficiary owner is the gaming account holder.

To withdraw funds, you must select "Withdraw balance" from the "My balance" section of your account. You must input the withdrawal amount, the IBAN or reference number of the destination account, passport or other government issued ID detail, and you must also indicate your user account password. If there are sufficient funds in your account to cover the requested withdrawal amount and your request meets the minimum withdrawal amount, and what is indicated in this section, your withdrawal shall be processed within five (5) business days.

Prior to remitting funds, we may need to carry out some checks that may require some additional time. We may need to:

• Verify your user registration.
• Re-run a game to verify the integrity of the game and /or it's correct outcome.
• Carry out security processes and other Know Your Customer (KYC) procedures in relation to your user account.
• Ensure all applicable rules have been met.

Prior to paying out a Grand Prize or any other large, important prize, Lottofy may request you to provide additional information or documents to verify your identity, address, payment method, source of funds and source of wealth. Depending on the monetary value being withdrawn, documents requested may include a passport or other government issued photo identification, a utility bill, an image of a card payment method (CVV/CVV2 numbers must not be legible/visible), a bank statement, a tax return etc. At Lottofy's discretion, we may also request the previously mentioned information and documents for other minor prizes.

Once the request for documents is made, withdrawals will be suspended until the documents are received and any necessary verification checks carried out to the satisfaction of the Company. If the requested documents are not provided within 30 days or if any submitted documents are false or misleading, your user account shall be blocked or closed and you shall forfeit the funds you have deposited or won.

Applicable minimum withdrawal limit information is available in the "Withdraw Balance" section of your account. The minimum withdrawal amount is € 20 (Twenty Euros). Minimum withdrawal limits do not apply in cases of an account closure or when the total winnings balance is being withdrawn.

The maximum weekly withdrawal amount is EUR 2,000. This limitation does not apply to lottery prizes classified within Class Type "A" and "B" as set out in section 19 "Maximum Winning" of these Terms and Conditions and to casino prizes from progressive slot games, where determined at Clobet Limited's sole discretion, to ensure the most efficient and secure prize pay-out.

The funds transfer method we use may vary depending on the value of the transaction. Any third-party payment processing fees, charges and currency exchange commissions shall be at your sole expense. We are entitled to debit your account to recover any such charges.

Any suspicious transactions are immediately reported to the corresponding authorities in accordance with international anti-money laundering and combatting of terrorist financing regulations.

Bonuses and/or other promotional marketing funds credited to your Lottofy.com account may only be used to purchase tickets or place bets on the Lottofy website. Bonuses and/or promotional funds cannot be withdrawn.

Withdrawal requests must be made through the website www.lottofy.com. Any withdrawal requests made by email or phone will be disregarded.

Clobet Limited is not responsible for any delay in the completion of the withdrawal of funds, due to any restrictions imposed by Clobet Limited's banking, financial or payment providers, for any sanctions/restrictions applied to your jurisdiction of origin by an authorised official body.

7.4 Currencies and Exchange Rates

The website's currency is Euros (Eur). All transactions shall be executed in Euros (Eur).

Should a transaction involve a currency exchange, the applicable rate of exchange used would be that imposed on us by our bankers at the time the transaction occurs.

In some exceptional cases, we may pay winnings in the currency you used when effecting a deposit to your account or in the currency used by the Source Lottery.

7.5 No refunds

Once you click on “Buy,” any purchases are final as participating entries are processed instantly. You waive any form of, or right to, any cancellation, refund, return or exchange after a purchase, without any exception.

7.6 Player protection

Clobet Limited promotes responsible gaming. We strongly advise you to read this section and the section "Responsible Gaming". We have links to one or more organizations that assist persons who may be experiencing problems with gaming, who may be confronting gambling issues or who are addicted to gambling.

You may self-exclude from betting or gaming activity for a period of time or indefinitely by selecting the appropriate functionality tool available on the site. Alternatively, you may send an email to our Customer Service Department: [email protected]

Requests to increase the length of any self-exclusion shall be effective immediately. Requests to decrease or revoke a definite period of self-exclusion shall enter into effect 24 hours after receipt of the request, while for indefinite periods of self-exclusion, a requested change shall be effective 7 days after the request is submitted.

A self-excluded player may login to their account, however bet placements, participation in lotteries or fund deposits are not allowed. You may set maximum limits for account deposits and bet stakes that you may place during specific periods of time (e.g., 24 hours, weekly or monthly). If at any time, your account balance exceeds the maximum limit you have set for your account, Clobet Limited may transfer that amount exceeding the maximum limit, to your designated bank account.

You may change your account limits at any time. Changes that enforce more restrictive measures shall be effective immediately upon receipt of an amendment request, whereas requests made to introduce less restrictive measures are subject to a 24-hour delay before they enter into effective.

You may set a loss limit that you may incur within a specific time period. Upon reaching the stipulated loss limit, play functionality will be suspended until the applicable time period to limit losses has elapsed.

To enhance player protection practices, Clobet Limited offers players the possibility of requesting an alert at certain intervals for games played in real time. The scope of such alerts is to:

Suspend play.

Provide information about the length of playing time.

Provide information about the player's winnings and losses during the period of play.

Require the player to confirm, through a positive action that the “Alert” message was read.

Provide the player with an option to either: end the game session or resume play.

8. Bets and wagers

Before placing any bets, we would strongly advise you to read all the information available on this website, as well as the “Terms and Conditions”, the “Privacy Policy" and especially the “Responsible Gaming” section in order to familiarise yourself with the risks involved in gambling.

8.1 Placing bets / wagers

To place bets, the user must be correctly registered as indicated in the section “Player account”, must have cleared funds deposited in their account as indicated in the section “Player finances”, and must comply with the rest of the Terms and Conditions. We remind you that once registered correctly you must comply, amongst other requirements, with the following:

• You must provide documentation for age and identity verification.
• You must only register and operate one user account.
• You must only deposit funds with payment methods issued in your name.
• Your user account must not be suspended or blocked for any reason. Your account deposits must have a legal origin.
• You must not have any outstanding taxes due on received winnings.
• You must comply fully with the “Sign-up” and “Age and identity verification” terms and conditions.
• You must place a bet for each virtual ticket. For some games you must place at least two bets. A bet cannot be modified or cancelled once it is placed. Depending on the type of game you may participate in either an “Individual Ticket”, “Betting Fund”, “Syndicate” or “User Groups”. In addition to choosing your bets, you must also select: . The day and frequency that you would like to participate in the draw (for example, Monday, Tuesday, Wednesday, Thursday or weekly).
• The number of weeks that you would like to participate for.
• Whether or not you would like to subscribe to the "Automatic renewal" option.

Automatic Renewal

• By enabling the 'Automatic Renewal' function when effecting your purchases, you activate a subscription to the purchase/s you make so you do not miss out on a draw being held at a future date. Automatic renewal functionality may be enabled at the time of purchase or from your cart.
• Provided you have an active subscription to a draw and your account balance shall not be negative after your subscription purchases have been settled, every Monday we shall email information about your weekly subscriptions. We shall also debit the cost of your automatic subscription purchases to your account.
• You may access information about your subscriptions from your user dashboard. You may cancel your subscriptions at any time.

Play random numbers in subsequent draws

• If you select the "Play random numbers in subsequent draws" option, whenever a subscription renewal purchase occurs, a random number combination shall be generated for the same type and quantity of bets that you chose.
• When a game interval ends, bets will be extended to the next interval.
• Should you wish to deactivate an "Automatic Renewal" subscription, you must cancel the automatic function from your user panel.
• Automatic Renewal cancellation requests must be completed at least 24 hours before the commencement of the next game interval.

Bets may only be placed before the draw's deadline. Deadline information for each draw is shown in the draw's corresponding form.

If for any reason, a lottery draws on which a bet is based is not carried out or the lottery organizer does not publish the result of a draw, all valid bets made for that draw shall be applied to the following draw of that same game.

8.2 Bets / wagers confirmation

Provided that a bet has not been confirmed, Clobet Limited has a right to cancel a bet at any time, if:

• The draw is cancelled by the respective organizer or a corresponding co-organizer.
• A technical and/or human error, or some form of unauthorised interference has been discovered, either on the lottery organizer's part or in the technical procedures of Clobet's systems.
• The player has breached any rules or guidelines listed in the Terms and Conditions.
• Payment for the bet purchase has been rejected or does not comply with these Terms and Conditions.
• The player's participation in part of, or for the entire range of services, has been denied.
• In the event that a bet is cancelled, any winning rights pertaining to that bet shall also be cancelled.

Upon receiving a bet or a wager, Clobet Limited will send a bet received acknowledgement email to the player. Receipt of this e-mail shall in no event be deemed to constitute acceptance of the bet or wager by Clobet Limited. Confirmation of acceptance of a bet by Clobet Limited only occurs when the bet is (i) accepted by our servers, (ii) a unique transaction code is allocated to the bet and (iii) the bet's confirmed status is designated as 'yes' in the "My Bets" section of the player's account. If you are unsure whether your bet is valid and confirmed, refer to the section "My bets" or contact us.

Except for cases of negligence or fraud committed by Clobet Limited, and subject to the player's rights as stipulated in these Terms and Conditions, should a dispute ever arise between a player and us, the player agrees that our "transaction code" log database shall be consulted to resolve the dispute and to determine the outcome thereof. The log database outcome shall be final and shall not be subject to appeal or any alternative interpretation.

If Clobet Limited does not accept a bet prior to the draw deadline as indicated on the website, or if an accepted bet is rejected before it is confirmed, the Company shall reimburse the player for the amount paid. Players may check the status of bets in the "My Bets" section and in the "My balance" section of their account.

Should Clobet Limited cancel a bet, the cost of the cancelled bet shall be refunded to the player's account, provided there are no reasons that may necessitate the suspension or closure of the player's account.

Bet purchases are settled in the order that bets are placed. Payments are made from account deposits.

Notwithstanding any of the above, if your bet or wager has been paid through a debit and/or credit card, that bet will not be considered valid until Clobet Limited receives the payment monies from your bank account, the payment method or the payment service provider. If the payment has not been received before the start of the corresponding draw or the payment has been returned or rejected, the bet will be voided automatically and any related winnings will be forfeited.

8.3 Offers and promotions

Clobet Limited may provide you with bonus offers, customer loyalty rewards or promotional offers on the price of bets or wagers, as stipulated in the section “Rewards and promotional policy” of these Terms and Conditions.

9. Use of the web

As stipulated in “Sign-up” section above, the use of this website is intended for your private and non-professional use only. Commercial distribution or any business-related activity is strictly prohibited.

Registration for or on behalf of another person/s is strictly prohibited.

Be aware that your computer equipment, mobile device and /or your Internet connection, including but not limited to the type and version of the browser you use to connect to this website, may affect the performance or the functionality of the website.

Due to the foregoing, we do not accept any responsibility for any malfunctions, faults, problems or issues when accessing the website or any of its related services. We cannot guarantee that the website shall operate or function without any failures, errors or inaccuracies or that the services shall be provided without any interruptions.

The website may contain errors and/or may be subject to inaccuracies or obsolete information.

Misuse of the site through viruses, trojans, worms or other malicious or harmful material is prohibited.

Clobet Limited will not be liable to the player for inappropriate use of the website or damage caused by malicious software (denial of service attacks, viruses or other harmful material that may infect your computer equipment, software or other material).

As stipulated in “Our intellectual property rights” section, the entire contents of this website including these Terms and Conditions, are protected by copyright and intellectual property rights. However, you may still print and download extracts for personal use, provided that:

• You do not modify the documents or any information.
• You specify the source where you obtained the documents or information.
• You do not separate information that due to its subject matter, must be presented and viewed together with its graphics.

9.1 Software

To use the services offered through this website, you may have to download software provided by us or by independent third parties. You must read and accept our Terms and Privacy Policy to use this website. You must also read and accept the Terms and Conditions and Privacy policies of any independent third-party software providers in order to use their software.

Please note that we do not accept any responsibility for anything that is linked to, or related to, any third-party software.

You may only use the software provided by us to use the services offered through this website. You use the software at your own risk and on certain conditions as detailed below:

• Your use of the software does not grant you ownership of it, or any rights over any intellectual property or any part thereof.
• If the software contains confidential information, you have no right to use or disclose the information except in accordance with these Terms and Conditions.
• You must not misuse the software, and in particular, you must not access the website without authorization, nor damage or interrupt the website, or attack our website through a denial-of-service attack.
• Should you become aware of any possible error or incomplete status of the software, the website or any promotion, you agree to refrain from taking advantage of the error and to report any error or inaccuracy to us immediately.
• You must not install the Software on any server or other storage device, on any network or any public or local connection.
• You must not apply any engineering tools whatsoever in an attempt to modify or discover the source code, or to create any derivative works or else simply to use the services offered on this website.
• In the event that any connectivity or communication errors or faults occur when you are making a payment or whilst settling an account, we shall not be held liable to you and neither to any third parties, for such faults or errors.
• Apart from monitoring website traffic, we also verify the connection, the IP and the origin of a connection.
• We shall block your access to the website if we detect that you are performing or attempting to perform any prohibited activity on our site, such as running checks on payment cards or payment methods using any manual, automated or robotic type software tools.

9.2 Content, products or services from third parties

As stipulated in the section "Software Provided by Third Parties", if through this website you use any content, services or products provided by third parties, you must read and accept their "Terms and Conditions" and "Privacy Policy" before accessing and using the software.

Please note that we do not accept any responsibility whatsoever for any content, products or services provided by any third parties that you may access through this website.

If we provide you with a link to third-party websites or resources, we do so only for your information. We have no control over and therefore we cannot assume any responsibility or approve of any content, products or services provided by such third parties.

9.3 Errors solutions

At Clobet Limited we do our best not to make mistakes. However, human and technical errors are inevitable and such errors might often have various negative repercussions. Listed hereunder are examples of some errors that may occur and our remedies to rectify them: .

• We may publish incorrect prices, discounts, prizes and prize distribution lists.
• Bets have been accepted beyond their acceptance deadline.
• We have added bets to your account that have been computed incorrectly.
• Incorrectly computed winnings have been credited to your account.
• An entry has been posted to an account incorrectly, or an incorrect entry has been posted to the right account.
• An Automatic Renewal has not been made due to an error in the price charged or in the renewal.
• A payment has been processed which is unrelated and does not correspond to your bets.
• At the time you effected a payment, a connection failure occurred and the failure is neither recorded nor reflected in your account.
• We have incorrectly emailed you bet information, or the information we emailed is incorrect, or we omitted to email you bet information you were expecting.
• Any other errors we may possibly make.

Should any of the above listed circumstances occur, the solutions that we may generally propose to rectify and remedy an anomalous situation might be one of the following:

• We may correct the error by selecting the appropriate bet. If this is not possible, the corresponding bet money shall be refunded to your player account.
• We may rectify the error by awarding the correct prize.
• We may void the bet and refund the bet purchase money.
• If the error is due to a bet purchase accepted beyond the stipulated deadline, we may allocate the bet purchase monies to the next draw or to the same game event.
• If the error is due to a poorly executed or incorrect transfer, it shall be rectified. If necessary, we shall request your collaboration to resolve the issue.
• If the error is related to Automated Renewals, the error shall be rectified if the draw or event is still to commence, or if it is already underway, it has not ended. In other circumstances, the error shall be rectified prior to the next scheduled draw or event.
• If the error is regarding a withdrawal, a deposit or a purchase payment, it will be rectified as soon as possible.
• If the error is due to a connection failure, an attempt will be made to rectify the error prior to the draw or event taking place. If this is not a possible option, we may postpone the bet until the next lottery draw or event.
• If the error is related to an incorrectly sent email or an unsent email, the error shall be rectified.
• We shall endeavour to resolve any other errors or issues as fairly, as correctly and in the most equitable way possible for all parties.

9.4 Exceptional Circumstances in the Use of Lottofy

Listed below are a series of exceptional circumstances (this list is non exhaustive) which may lead to your bets being cancelled or rendered void. This is without prejudice to any other measures stipulated above:

• The result or outcome of the game, draw or event has been impacted or is affected in any way, by cheating, fraud or any other illicit or criminal activity.
• You or persons that may be linked to you have influenced the outcome of the game, draw or event in any way, whatsoever.
• You or persons that may be linked to you have violated a provision of these Terms and Conditions.
• You have charge-backed any previously made payments, have carried out payments using fraudulent methods or with cards that are not issued in your name or that you are not authorised to use.
• If you make any false accusations to any competent authority about any bet placed on a website owned or operated by Clobet Limited and those accusations are declared to be false, unfounded or non-existent by a competent authority or judicial court.
• Ticket or bet purchases were accepted when the site was subject to errors, system failures, interruptions, force majeure or other issues without the existence of which, the purchases would not have been accepted in the normal course of business.

Below is a list of exceptional circumstances (the list is not exhaustive), for which we reserve the right to withhold balances held in accounts, deduct balances from the player's account for expenses and fees incurred by Clobet Limited for these exceptional events and to initiate legal proceedings against any person, in order to limit and recover any potential or sustained damages of whatever nature:

• When the use of unauthorised software on the website is detected.
• When the use of some type of engineering software has been used to influence the site.
• When any activity performed by the user has or may influence the site.

When any illegal or fraudulent activity in user accounts, card payments or any other payment methods is detected.

10. Our liability

Clobet Limited takes appropriate measures to ensure that this website and the services offered through it are secure and continuously available to the player. However, you acknowledge that you participate in the games and services at your own risk. Clobet Limited cannot guarantee that it's services will function without any interruptions, regardless whether these are of a technical, legal or contractual nature.

In accordance with the application of these " Terms and Conditions ", you have certain rights. If you feel that we have violated any of those rights, you may seek redress through appropriate legal means. Nothing that is stipulated in these "Terms and Conditions" is intended to affect any legal rights that you may have. Subject to what is stated in the section above, at any time our liability shall never exceed:

• For any bet placement winnings, the maximum amounts shall be those as stipulated in Appendix I in the section "Winnings".
• With respect to any other liability that we may have and regardless of the cause giving rise to such liability (whether extracontractual liability, contractual, or breach of a guarantee or other cause of liability or shortcoming), our liability shall not exceed the value of the bet purchase, up to a maximum of Euros 500 (Five hundred euros).
• In the case of an issue due to connectivity or use of the software, our maximum liability shall not exceed Euros 100 (One hundred euros).

Notwithstanding anything stated in the above, Clobet Limited's directors, legal representatives, partners, employees and service providers are not, and cannot be held responsible in any manner whatsoever, for:

• The Software and/or the site and whether either or both are fit and/or suitable for purpose.
• That the Software and the sites are free of errors or inaccuracies.
• Any interruptions in the service provided.
• Any loss of profits.
• Any loss of data.
• Any loss or potential loss of income.
• Any indirect losses, expenses or damages arising as a result of participation in any games available through this website, or the use of the website itself.
• Damage to, possible loss, or loss of reputation or goodwill.
• Unpredictable losses.
• For delays, losses, errors or omissions made by the postal or any other delivery service or by the banking system.
• For refusing to sell, accept or confirm a bet, or for refusing to allow a person to place a bet or participate in a game or a gaming activity.
• For any losses incurred by Players, due but not limited to: (i) the misuse or unauthorised use of Passwords; (ii) monies lost by placing bets or by playing Instant Win Games; (iii) failure or malfunction of any of the equipment or the technology, or technical know-how and expertise of the relevant Player or their Internet Service Provider.

11. Anti-money laundering reporting

Clobet Limited shall review all potentially suspicious transactions and shall carry out any necessary verifications, at the company's own initiative or at the request of designated official regulatory bodies in order to confirm the correct identity of the player and the origin of any deposited funds.

Clobet Limited shall inform the FCU or other relevant authorities of Malta about any suspicious transactions involving any potential money laundering or terrorist financing.

In the case of a transaction that we may consider to be suspicious, we may request proof of identity of the person effecting the transaction, as well as information about the source of the deposited funds and about the accounts where any winnings may be transferred to.

Clobet Limited reserves the right to suspend, block or close a user account in order to comply with Anti Money laundering and Combatting Terrorist Financing regulations, the laws of Malta and/or of the EEC.

12. Your obligations as user

Declaration and Warranties.

You declare and confirm the following to us:

• You are over 18 years of age and/or satisfy the minimum legal age requirement to be able to participate in gambling activities legally in the jurisdiction applicable to you.
• You are not legally incapacitated.
• You are not barred from taking part in gambling activities or you are listed in a gambling exclusion register.
• You have only registered and operate one player account in accordance with section 3.4 above and your user account is not suspended at the time you place your bet.
• You are not a director, manager, officer or employee (or an immediate relative of any of the aforementioned persons holding such positions) of Clobet Limited.
• All the information you provided during, or subsequent to the registration process is true, correct, up to date and complete. In particular, the name on the payment cards or other payment methods you use to fund your Lottofy.com account or transfer withdrawn funds to, are an exact match to your registration data. Should there be any changes to such information you must notify us immediately by sending an email to [email protected].
• It is your sole responsibility to verify that you do not violate any law or regulations of the jurisdiction that applies to you by participating in the Games.
• You are not located in a country that is (i) listed and designated as blocked on our website and/or (ii) a country that is included in the list of sanctioned countries as issued by the FATF, the UN, or the European Union.
• You participate in the games solely in your own personal and non-professional capacity and not on behalf of any other person or player.
• You confirm to us that the money you deposit in your Player Account has NOT been obtained from any illegal or unlawful activity. You further confirm that you will not use our Services as a money transfer system to facilitate the movement of funds.
• You are solely responsible for declaring your winnings and for the settlement of any applicable taxes, levies or any other dues to governmental or fiscal authorities that may be payable on your winnings according to applicable regulations.
• You should be courteous at all times and you should avoid making rude, harsh or impolite comments to any other users and/or to any of Clobet Limited's employees.
• You must not damage or attempt to damage our reputation or the reputation of other users.
• While participating in the games, you must not engage in any fraudulent or other illegal activity. You must NOT use any artificial intelligence which includes but is not limited to "robots", other hardware or software devices, assisted techniques or methods. Any actions you take on this website must be executed by you personally without using any of the previously mentioned tools. If you fail to comply with the aforementioned, you shall forfeit your deposited funds and any winnings to which you may be entitled, in order to indemnify Clobet Limited or any third party impacted directly by the fraudulent act and/or any loss and/or damage caused.
• You must comply with, and adhere to, all the rules of the games and to the "Terms and Conditions".
• If you are aware of any malfunctioning software or possible error in any promotion or information on the Site or the functionality thereof, you agree to refrain from taking advantage of such error and/ or malfunction. You must inform us immediately of any such errors and/or inaccuracies present on the website.
• You understand and agree that Clobet Limited has the right to terminate, change or modify any game or event offered on Lottofy.com, and/or refuse any purchase that you may have made or attempt to make.
• After paying for a Service, you agree that you will not claim or attempt to claim any refund or chargeback or revoke the charge in your account, card or any other payment method you used. You also agree that any expenses (including taxes and penalties) that we may incur as a result of any cancellation or revocation of payment, or attempt thereof, shall be paid by you.

13. Rewards and promotional policy

At its discretion, Clobet Limited may provide promotional incentives through bonus offers, free game participation, price discounts or other promotions.

Promotional incentive offers are limited to one per person, telephone contact number, email address, credit, debit card or other payment method and/or account registration or login IP.

• These offers are applicable to customers who have deposited funds in their player account. Offers may consist of a reward for performing an action like (non-limiting examples):; Welcome registration bonus;
• First purchase bonus;
• Bonus for inviting another new customer not previously registered and without family relationship, address, telephone, means of payment or IP;
• Bonus for carrying out a specific action to promote Lottofy in a social network;

Other types of bonuses at the discretion of Clobet Limited;

13.1 Cancellation

Clobet Limited reserves the right to cancel any offer or promotional campaign at any time and without giving any prior notification of cancellation.

If a customer infringes any term/s and/or condition/s of a promotional offer, or there is evidence that a customer has obtained a Bonus through fraudulent means or deliberate inaccuracy in their registration data or through any other unfair method/s, we may at our sole discretion, cancel the Bonus offer, promotion and/or any bets made, which are or were funded through the bonus, offer or promotion. We may also charge the client an administrative cost up to the value of the bonus, offer or promotion.

13.2 Bonuses

Clobet Limited may, from time to time, offer promotions and/or competitions governed by specific terms and conditions. Any such promotional bonuses credited to your account must be used in adherence with the promotion's specific terms and conditions.

In the event of a conflict between these Terms and Conditions and the promotion's or competition's specific terms and conditions, the promotion's or competition's specific terms and conditions shall prevail.

Deposit bonuses are commonly used in welcome registration offers for new customers. When taking up a deposit bonus offer your deposit shall be increased by a specified percentage up to the specified maximum value specified in the campaign's terms and conditions. For example, if you deposit €20 using a 50% deposit bonus offer, you will be awarded a bonus of €10, therefore a total of €30 would be available to use on the games offered by Clobet Limited.

Free Lotto bets, is a promotion that allows players to select one line on a lottery of their choice for free and still have the possibility to win prizes including the Jackpot. Using a free bet is identical to purchasing a line using own funds. There are no differences whatsoever in the outcome of a draw or the pay-out. A non-previously registered new customer may only get a maximum of one free bet.

Free Spins are a casino promotional offer.

Discount, a discount implies a reduction in the price of the lotteries or games allowing a customer the possibility to purchase lines for a lottery draw or participate in more gaming activity at a lower overall cost per wagered bet. The discount percentage amount may be defined depending on the type of promotion or bonus campaign.

Balance deposit for an action or event, at Clobet's discretion, a funds balance bonus may be credited to a player's account for an action or event, such as inviting a new client who was not a previously registered player on Lottofy.com, or by carrying out a specific action on a social network to promote Clobet, or for a specific event such as a birthday, or other actions or events as determined by Clobet Limited from time to time. Players may only benefit from bonuses when their accounts are active and provided all underlying criteria to obtain the bonus are satisfied.

13.3 Right to Rescind

Clobet Limited reserves the right to rescind any promotion, bonus or special offer at any time. Clobet Limited reserves the right to limit withdrawals of winnings derived from using bonus funds as specified in a campaign's own terms and conditions. In addition, Clobet limited reserves the right to limit withdraw from any bonus scheme to 50 € for players who have not made a deposit since the opening of their accounts.

1. Provided you have acceded to and used a bonus or promotion legitimately and you have successfully satisfied any stipulated play through requirements, the residual winnings balance derived may either be used to place other bets via the website or alternatively, you may request to withdraw the funds, subject to the limitations listed below: All stipulated wagering requirements must be completed.
2. Unless stated otherwise, promotions or bonus offers must only be availed of during their term of validity.
3. Different promotional offers may have different terms, conditions and expiry dates. Such information shall be made available to the player.
4. Where there is reasonable suspicion that the account holder has abused of a bonus or promotional campaign, either individually or as part of a group, Clobet Limited reserves the right to:
5. Revoke the allocated bonus and any winnings derived from stakes placed using funds obtained through the bonus offer.
6. Revoke, deny, or withdraw a bonus offer from the player's account.

• Block access to particular products.

1. Exclude the account holder from any promotional and/ or bonus offers.
2. Close the player's account with immediate effect.

14. Our intellectual property rights

All designs, graphics, images, information, texts, animations, videos, sounds, domain names, computer applications, sites, databases, codes, interfaces and logos among others and their rights, are property of Clobet Limited or its licensors. Such property is protected by copyright laws, intellectual property rights and trademarks, and You may only use them for your personal use in accordance with these Terms and Conditions and applicable laws.

Usage of intellectual property is limited to personal use only. Usage must be in accordance with these Terms and Conditions and applicable laws. This private authorization does NOT include any assignment to third parties of the information reproduced, neither does it include the storage nor the use on a server connected to the internet or to a local network.

Unless for private use or use as envisaged and contemplated by these terms and conditions, you will need prior authorization from Clobet Limited to use or display any of the trade names, logos, trademarks or any information that is located on the site.

Notwithstanding the foregoing, Clobet Limited does NOT grant any other licence or authorization to use any of its industrial or intellectual property rights. In particular, Clobet Limited does NOT grant any authorization for the commercial use of the published content or information or for its use for any advertising purposes. Total or partial reproduction, copying, distribution or publication of the content, information, designs, images, animation, videos, sounds, applications, databases, codes, trademarks or logos published by Clobet, is strictly forbidden unless specifically authorised by written consent from Clobet Limited beforehand.

What is stipulated in the preceding and in the following paragraphs does not imply the assumption of any responsibility, neither does it imply any right of indemnification for users and/or third parties by Clobet Limited.

Other products, names, logos referred to on this site may be trademarks and/or service marks of other companies and may be their exclusive property. Without the written consent of their owners, trademarks and service marks cannot be used publicly.

The content, material, information or comments that you contribute to this website will be considered as non-confidential and we reserve the right to use, copy or disclose any such content to third parties for any legitimate purpose.

We reserve the right to disclose your identity to any third party in the event that same third-party lodges a claim stating that the user content you have contributed to this site violates intellectual property rights they may own or may have a legitimate right over, as well as in the event that there is an infringement of their privacy rights.

15. Complaints, disputes, jurisdiction and regulation

If you have any reason to lodge a complaint, please contact our Customer Service Department via email on [email protected] or by phone on +356 2778 2748. We shall address your issue as soon as possible. Clobet Limited will make every effort to resolve complaints in a prompt manner. When a complaint is lodged on a normal business day, the company shall endeavour to issue a reply within 24 hours. If a complaint is received on a non-working day, the response may be delayed by up to 24 hours after the first applicable business day.

Should you disagree with the final decision of the Company regarding your claim and/or dispute and, after having exhausted the company's complaint procedure, you would like to challenge the company's decision, you may refer the matter to a registered Alternative Dispute Resolution (ADR) entity listed on our website.

Approved ADR Entity:Pardee Consulta Online Dispute Resolution Form

Should you disagree with our final decision regarding your claim and/or dispute relating to operations regulated by our gambling license issued by the Malta Gaming Authority, and you would like to challenge our decision, you may pursue matters by filing a claim with the MGA at the contact address listed below:

Malta Gaming Authority (MGA)

Building SCM 02-03, Level 4 Smart City Malta, Ricasoli SCM1001, Malta

Telephone Number: +356 2546 9000

Email: [email protected]

Contracts between Clobet Limited and the player are governed by the laws of Malta, and are subject to the jurisdiction of the courts of Malta, excluding the UN Sales Convention. The statutory rules limiting the choice of legal jurisdiction and the applicability of mandatory provisions, in particular of the country where the user as a consumer ordinarily resides in, remain unaffected.

Internet gambling may be illegal in some jurisdictions, or its legality may be doubtful. Clobet Limited cannot provide legal advice, assurances or guarantees as to the legality of the use of its services in the jurisdictions in which the players reside or are located when they access and make use of our services.

Clobet Limited reserves the right to assign or otherwise transfer this Agreement without the need to obtain your consent.

You shall not assign or otherwise transfer this Agreement to anyone or to any entity.

16. How we operate

Primarily, we operate as a bookmaker. Through our services, you may either:

• Place bets on the result of Lotteries organised in different jurisdictions or,
• Purchase tickets to participate in some of the largest and most popular lotteries.

Payment of winnings of successful bets are usually financed from own funds, however Grand prize pay-outs may be covered by insurance policies underwritten in the normal course of business specifically to manage the risk of a substantial liability materialising.

In some cases, we can buy real tickets in the Source Lottery. Should your Source lottery ticket be the winning ticket, we may need your assistance to claim the lottery prize. In this case, you agree to extend the necessary assistance to help us claim the lottery prize, at the time we request it.

If Source Lottery winnings are subject to deductions of any kind (for example withholding tax, tariffs, duty, liens etc), such amounts shall either be:

• Deducted from your prize winnings or,
• They shall be deducted from your account.

We are under no obligation whatsoever to pay you any monies deducted from source lottery winnings.

Small prize winnings are paid out to a player's account immediately after the draw is held and/or the event ends.

Grand Prizes must be claimed within 3 months after the draw is held or the event has ended.

If you buy multiple tickets or place multiple bets with the same numbers, you are only eligible to win the applicable Grand prize once, irrespective of the number of tickets or bets placed for that particular lottery or event. On the other hand, you are entitled to multiple smaller prize winnings if you have several winning tickets or placed bets with the same numbers in the particular event.

Category A and B Grand prizes must be claimed as stipulated in this section. We shall attempt to effect payment in the most efficient manner possible, however, since we may need to claim Grand Prize winnings from third parties such as insurers or Source Lottery Operators, some delays may and are likely to be encountered.

Clobet Limited shall make all reasonable efforts to obtain the amount of major prizes. The player accepts and agrees that prize payments may be delayed until Clobet Limited receives the funds itself.

Delays may be encountered in the event that Clobet Limited is constrained to initiate legal proceedings to claim and obtain prize monies.

16.1 How are winnings calculated

When the Source Lottery draw is held or the event is concluded, we shall proceed to determine the results of the correct bets and compute the total corresponding prize winnings. This process requires a significant amount of time and notwithstanding our very best efforts to conclude the process in a timely manner, certain delays may be encountered.

Bet results and winnings are computed on the following basis:

• Depending on the game format: (see section: 17. Game Modes).
• Depending on the type of game (see section: “18. Games”) and maximum possible winnings (see section: “19. Maximum Winnings”).
• Depending on any withheld prize money (see section “20. Winnings Retention”).

Winnings are computed using the Source Lottery's stipulated currency but are credited to the player's account in Euros (the reference currency). The currency conversion rate used is the applicable reference rate determined by the European Central Bank and published on www.xe.com on the date of the Source Lottery draw.

The jackpot amount for each draw or event will be displayed on the website. There may be instances when the jackpot amount for a particular draw is not displayed. This may be due to a technical fault, an error or because the Source Lottery Operator has not published it.

The Jackpot for each draw or event will usually appear on the game form at the start of the gaming period. A jackpot may be subject to changes due to human or technical error. Source Lottery operators may also update to jackpot amounts. We assume no responsibility whatsoever for any such changes or amendments to jackpots.

You agree and accept that the final Jackpot of a draw or of an event and final Gran Prizes are those announced after final verifications or scrutiny of a draw or an event are concluded. Should an error be discovered in a jackpot or in the allocated prize winnings we shall rectify the error as soon as we have proof of same.

17. Game modes

It is important to take note of the clauses and provisos listed under sections: "18 Games", "19 Maximum Winnings" and "20 Winnings Retention".

17.1 Individual bets

When placing bets on an individual basis, the player participates in the game personally and it is the individual player who chooses the numbers of the bet.

The player may participate with one or several simple bets by filling in the main numbers and special numbers (if they exist in the corresponding game).

The player selects which draws and/or events he wishes to participate in and also the number of weeks he would like to continue participating for.

The player may also select an "Automatic Renewal" option. The "Automatic Renewal " option rules appear by clicking on the corresponding form. The rules are also listed under section 8.1 "Placing bets/wagers" subsection 2 "Automatic Renewals".

To complete the purchase of the ticket or bet, the player must click on the "Purchase" option and follow the instructions provided.

In a game form, the player has access to the various betting options available (e.g Single, Multiple, Reduced or Optimized Formulas).

Individual Bet Winnings are determined based on the type of game and in accordance with the terms, conditions and provisions listed under sections “18. Games Modes”, “19. Maximum Winnings” and "20 Amount Withheld”.

17.2 Betting fund

A "Betting Fund" option is available for all types of lottery games.

“Betting funds” may be described as syndicates where a player still chooses his individual bet/s.

Betting fund participating players select their own bet numbers and the quantity of stakes they would like to purchase. The purchased bets are then added to a common pool.

If a player's selected bet ticket is the winning bet, the player would share half their prize money with the other betting fund participants. Apart from the half share of prize money, the owner of the winning bet would also receive a percentage of the betting fund's 50% shared winnings, pro-rata basis to the number of bets he placed.

The betting procedure is similar to the "Individual Bet" option, the only difference being that when effecting payment, the player simply adds his bets to a corresponding "Betting Fund".

Below is an explanation illustrating how winnings are distributed in a Betting Fund:

• Betting Fund "X" has placed wagers on a cumulative total of 100 bets purchased by the various fund participants. A fund participant, "Player "A" has one correct bet with 1,000 euros in total winnings.
• Player "A" has contributed to the fund by purchasing three (3) bets out of the 100 accumulated bets that the Betting Fund has wagered. Player "A" has one (1) winning bet with total prize monies of 1000 Euros, of which 500 euros (50% share of winnings) are credited to Player "A" and Eur 500 are distributed pro-rata amongst all the Betting Fund players.
• Therefore, out of the Eur 1000 prize winnings, Player "A" has a right to:
  • 500 euros (50% share) of the winning prize amount and a pro-rata percentage of the group winnings computed on the basis of betting contributions.
  • From the residual winnings balance of Eur 500 which is split amongst all the Betting Fund participants, Player "A" has a right to another 15 euros, computed as follows:

1. 500 euros (50% Betting Fund group share of prize winnings) / 100 bets = 5 euros pro-rate winnings per bet placed.
2. The total winnings distributed to Player "A" (500 + 5*3 bets) = 515 euros

Betting Fund winnings are determined as illustrated above and according to the type of game and the provisions contained in sections “18. Games Modes”, ”19. Maximum Winnings” and “20. Amount Withheld”.

17.3 Syndicates

Through syndicate bet participation, a player does not own specific bets. Instead, the player purchases the syndicate's shares and participates, based on the shares purchased, in the pool of bets placed by the syndicate, determined entirely by Clobet Limited, at its sole discretion. It is the syndicate that actually participates in the draw or corresponding event of a game.

When purchasing syndicate bet shares, the player enters into a betting contract directly with Clobet Limited.

If the Syndicate through which the player purchases bet shares, has a successful wager, the winnings derived from the Syndicate's bet:

1. are split pro-rata on the basis of total shares purchased by a player in relation to the total bet shares held by the syndicate group and,
2. subject to any other corresponding clauses of these Terms of Service.

Since a player purchases shares in a syndicate bet, a participating player does not have the option of selecting his preferred bet numbers.

The number of shares available in any Syndicate increases based on the sales of shares by that Syndicate. The Syndicate may offer and sell participating shares until the closing date of the corresponding event, lottery draw or game.

If the available shares are taken up prior to the closing date of the corresponding event, lottery draw or game, the Syndicate will simply increase the number of available shares and automatically adjust the participating share percentages held in the Syndicate.

Share increments may take place until the closing date of the corresponding lottery draw, event or game.

For each type of game there would be a minimum of one Syndicate.

Participating shares in Syndicate bets are displayed in the "My Bets" section of a Player's Account.

An email is also sent to the player confirming the purchase, the quantity of shares and details of the bet share.

Once the draw or event is held, another email is sent with information of the results obtained, the total winnings if any, of the Syndicate, and the winnings amount due to the player.

Bet share winnings are determined on the basis of game type and are also subject to the terms, conditions and provisions listed under sections “18. Games Modes”, “19. Maximum Winnings” and "20 Amount Withheld”.

17.4 Betting groups

Betting Groups are groups of players that share their bet wagers to participate in lottery draws, events or games.

The concept of a betting group is that individual participants contribute monetary amounts which are used to fund selected bet number combinations. These bets are then wagered on behalf of all the group's participants.

Winnings derived from betting group wagers are split amongst all the group members in proportion to the amounts they contribute individually.

You may form a betting group with friends and/or family members, create a public group for anyone to join or join a public group:

• Setting up: the administrator sets up, names the group and specifies whether the group is public or private. The group administrator/s stipulates the lottery draws, betting and game types and events that the group shall participate in.
• Configuration: the group administrator/s selects the "Main game". The main game will determine the required minimum monetary contribution to participate in group wagers.
• Participation: Group participants will contribute their share of money ("the contribution") they wish to participate with. The Contribution is always a price multiple computed on the basis of the main game. The administrator/s will then use the contributions to select wager combinations.
• Selection of bets: the administrator/s will select the group's bet combinations and the different draw types in which to participate in. This may be done at any time prior to the draw or event cut-off time. If prior to the draw or event cut-off time the bets have not been selected and there are sufficient funds left in the group's betting balance to place wagers, the system shall attempt to select wagers automatically.
• Result: Subject to the draw or event being finalised, if the group has any winning bets, the individual group participants shall receive their share of the prize monies on a pro-rata bet contribution basis to the group's wager.

Betting Group Winnings are determined on the basis of game type and are also subject to the terms, conditions and provisions listed under sections “18. Games Modes”, “19. Maximum Winnings” and 20 “Amount Withheld”.

17.4.1 Betting groups frequently asked questions

Which combinations may the administrator/s select?

The administrator may select bet combinations that best suit the group criteria on the basis of the group's "Main game". For example, the bet combination may be a multiple bet, a simple bet, a tenth, etc.

What happens if the administrator fails to select the bet combinations?

If prior to event participation cut-off time the bets have not been selected and there are sufficient funds left in the group's betting balance to place wagers, the system shall attempt to select wagers automatically.

What happens if the group's betting wallet balance is less than the price of a bet combination? If after the combinations are selected there is a residual balance in the betting balance, but the balance is not sufficient to select a complete bet combination in the games the group participates in (the minimum combination in some games is 2 bets, and in the case of “Christmas Lottery” or “El Nino” the minimum bet that may be purchased is a tenth), the residual balance shall be refunded to the participants in proportion to the amount they contributed.

On which games would the group participate?

The group administrator/s define which games they wish to participate in. The selected game types would be posted on the group's page.

If the administrator/s decide to modify the games in which the group participate in, the change will be effective for subsequent betting cycles. The current betting cycle will not be impacted by any changes.

A group's base game cannot be modified.

18. Games

For all the games contained in this section, you may participate in the different draws through the following methods of participation:

• Betting on the outcome of a lottery draw, this method of participation is very similar to purchasing a lottery entry ticket from the lottery source. However, when a player places a bet on the outcome of a lottery draw, the result of the bet placed is determined by the draw outcome.
• Participating directly through a ticket purchased from the official organiser of the source lottery.

Clobet Limited reserves the right to give the player the option to choose the mode of participation in the draw, where this option is contemplated and manifestly available on the website owned by Clobet Limited. In the event that this option is not available, Clobet Limited at its sole discretion, shall choose the mode of participation that it deems appropriate, in order to ensure the correct coverage of the major prizes and the security of their collection, in the most efficient way possible.

18.1 EuroMillions

EuroMillions source lottery description
Names	EuroMillions, Euromilhões, EuroMillionen
Type	Classic lottery
Countries	Belgium: Nationale Loterij / Loterie nationale France: La Française des Jeux Switzerland: Swisslos and Loterie Romande Luxembourg: Loterie Nationale United Kingdom: National Lottery Ireland: National Lottery Austria: Österreichische Lotterien Portugal: Jogos Santa Casa Spain: Sociedad Estatal Loterías y Apuestas del Estado, SME SA
Location held	Paris, France
Days held	Every week on Tuesdays and Fridays
Time held	21:15h (Europe/Paris timezone)
Currencies	British pound (UK), Swiss franc (Switzerland) and euro (rest of the countries)
Jackpots	Starts at 17 million euros, and every draw that there is no jackpot winner, it grows to a maximum of 250 million euros. When a winner hits the jackpot, it starts again at 17 million. The official operator sometimes introduces special jackpots.
Source lottery Tax Requirement	Belgium France Switzerland Luxembourg United Kingdom Ireland Austria: Lottery prizes are paid out tax-free. Portugal Spain
Game mechanics	Match 5 out of 50 possible numbers (1 to 50), and 2 additional numbers (lucky stars) out of a possible 12 (1 to 12).
Categories	There are 13 main prize categories, and each raffle has its own prize categories.
Additional raffles	EuroMillions includes additional games, in some countries at no extra cost and in others at an additional cost: All countries. European Millionaire Maker: raffle played by all participating EuroMillions countries and creates multiple guaranteed millionaires in a draw. It is held sporadically, not in every draw. EuroMillions Spain. El Millón. EuroMillions UK. UK Millionaire Maker. EuroMillions Hotpicks. EuroMillions Ireland. Irish Raffle. EuroMillions Plus. EuroMillions Switzerland. Second Chance. Super Star. EuroMillions France. My Million. EuroMillions Portugal. M1lhão. EuroMillions Belgium. My Bonus. Joker+. EuroMillions Austria. Austria Bonus. Austria Joker. EuroMillions Luxembourg. Extra Lux Luxembourg Joker.

18.1.1 EuroMillions Prizes and Odds table

EuroMillions
Tier	Numbers	Stars	Winning odds	Prize Pool Allocation
1	5	2	1: 139.838.160,0	50% dropping to 42% after 6 rollovers
2	5	1	1: 6.991.908,0	2,61%
3	5	0	1: 3.107.514,7	0,61%
4	4	2	1: 621.502,9	0,19%
5	4	1	1: 31.075,2	0,35%
6	3	2	1: 14.125,1	0,37%
7	4	0	1: 13.811,2	0,26%
8	2	2	1: 985,5	1,30%
9	3	1	1: 706,3	1,45%
10	3	0	1: 313,9	2,70%
11	1	2	1: 187,7	3,27%
12	2	1	1:49,3	10,30%
13	2	0	1:21,9	16,59%

18.1.2 EuroMillions additional raffles

EuroMillions includes additional games that provide different prizes from the standard prize categories, based on a sequence of letters and/or numbers provided by the operator to the player, and drawn independently for each country. Each country organises this raffle independently from the others, and there can be 1 or more winning codes, and in some cases, there are different prize categories depending on the numbers and/or letters matched.

In the event that you participate in the additional raffle game, before the closing date of the draw, the player will be provided with an automatically generated code, therefore the player will not be able to choose the code with which you wish to enter this additional game.

EuroMillions all countries raffle: European Millionaire Maker

In the event that you participate in the additional game European Millionaire Maker (also known as “Lluvia de Millones”), before the closing date of the draw, you will be provided with an automatically generated code, therefore you will not be able to choose the code with which you wish to enter this additional game. The European Millionaire Maker code will be made up of a total of:

• The first letter of this code represents the country to which the code belongs; there are a total of 19 possible letters:
• Austria: Letters A, N, O and W
• Belgium: Letter B
• France: Letter F
• Ireland: Letter I
• Luxembourg: Letter L
• Portugal: Letter P
• Spain: Letter E
• Switzerland: Letters R and S
• U.K: Letters H, J, M, T, V, X and Z

• Three letters, there are 20 different possibilities: B, C, D, F, G, H, J, K, L, M, N, P, Q, R, S, T, V, W, X and Z.
• Five numbers, which range from 0 to 9, there are 10 different possibilities: 0, 1, 2, 3, 4, 5, 6, 7, 8 and 9.

Examples: BHMR32763, EBDB62398, FJRZ35853

EuroMillions Spain raffle: El Millón

El Millón code shall consist of a total of three letters (out of the 20 possible letters: B, C, D, F, G, H, J, K, L, M, N, P, Q, R, S, T, V, W, X, Z) and five numbers (from 0 to 9).

Example: BCD 12345

EuroMillions UK raffle: UK Millionaire Maker

UK Millionaire Maker code shall consist of a total of four letters and five numbers.

Example: XGWL 62203

EuroMillions Hotpicks shall consist on the 5 numbers of the EuroMillions main draw combination.

Example: 25, 26, 28, 38, 40

EuroMillions Ireland raffle: EuroMillions Plus

Irish Raffle shall consist on a 5 numbers combination.

Example: INLT 98546

EuroMillions Plus code shall consist of a total of four letters and five numbers.

Example: 25, 26, 28, 38, 40

EuroMillions Switzerland raffle: Super Star

Super Star code shall consist of a 1 letter followed by 3 numbers and another 1 letter.

Example: N694K

Second Chance code shall consist on the 5 numbers of the EuroMillions main draw combination.

Example: 25, 26, 28, 38, 40

EuroMillions France raffle: My Million

My Million code shall consist of 2 letters followed by 7 number.

Example: GA 666 0427

EuroMillions Portugal raffle: M1lhão

My Million code shall consist of 3 letters followed by 5 numbers.

Example: WHW 19972

EuroMillions Belgium raffles: My Bonus and Joker+

My Bonus code shall consist of 4 letters followed by 5 numbers.

Example: BMCD 28659

Joker+ code shall consist of 6 numbers.

Example: 040755

EuroMillions Austria raffle: Joker

Second Chance shall consist on a 5 numbers combination.

Example: 25, 26, 28, 38, 40

Austria Joker code shall consist of 6 numbers.

Example: 040755

EuroMillions Luxembourg raffle: Joker

Extra Lux shall consist on a 5 numbers combination.

Example: 25, 26, 28, 38, 40

Luxembourg Joker code shall consist of 6 numbers.

Example: 465368

18.2 Eurojackpot

Eurojackpot source lottery description
Name	Eurojackpot
Type	Classic lottery
Countries	Croatia (Hrvatska Lutrija d.o.o.) Czech Republic (SAZKA a.s.) Denmark (Danske Spil a/s) Estonia (AS Eesti Loto) Finland (Veikkaus Oy) Germany (Westdeutsche Lotterie GmbH & Co. OHG) Hungary (Szerencsejatek) Iceland (Íslensk Getspá) Italy (Sisal Lottery Italia S.p.A.) Latvia (Latvijas Loto) Lithuania (Euloto UAB) Netherlands (Nederlandse Loterij) Norway (Norsk Tipping AS) Slovakia (TIPOS, národná lotériová spoločnosť, a. s.) Slovenia (Loterija Slovenije, d.d.) Spain (Organización Nacional de Ciegos Españoles ONCE) Sweden (AB Svenska Spel) Poland (Totalizator Sportowy Sp. z.o.o.)
Location held	Helsinki, Finland
Days held	Every week on Tuesdays and Fridays
Time held	21:00h (Europe/Helsinki timezone)
Currency	Euro
Jackpots	Starts at 10 million euros, and every draw that there is no jackpot winner, it grows to a maximum of 120 million euros. When a winner hits the jackpot, it starts again at 10 million.
Game mechanics	Match 5 out of 50 possible numbers (1 to 50), and 2 additional numbers (euro numbers) out of a possible 12 (1 to 12).
Categories	There are 12 prize categories.
Additional raffles	No

18.2.1 Eurojackpot Prizes and Odds table

Eurojackpot
Tier	Numbers	Euro number	Winning odds	Prize Pool Allocation
1	5	2	1: 95.344.200	36,00%
2	5	1	1: 5.959.013	8,50%
3	5	0	1: 3.405.150	3,00%
4	4	2	1: 423.752	1,00%
5	4	1	1: 26.485	0,900%
6	4	0	1: 15.134	0,700%
7	3	2	1: 9.631	0,600%
8	2	2	1: 672	3,10%
9	3	1	1: 602	3,00%
10	3	0	1: 344	4,30%
11	1	2	1: 128	7,80%
12	2	1	1: 42	19,10%

18.3 El Gordo de la Primitiva

El Gordo de la Primitiva source lottery description
Name	El Gordo de la Primitiva
Type	Classic lottery
Country	Spain: Sociedad Estatal Loterías y Apuestas del Estado, SME SA
Location held	Madrid, Spain
Days held	Every week on Sundays
Time held	21:00h (Europe/Madrid timezone)
Currency	Euro
Jackpots	Starts at 5 million euros, and every draw that there is no jackpot winner, it grows with no maximum limit. When a winner hits the jackpot, it starts again at 5 million.
Game mechanics	Match 5 out of 54 possible numbers (1 to 54), and 1 additional number (clave number) out of a possible 10 (0 to 9).
Categories	There are 9 prize categories.
Additional raffles	No

18.3.1 El Gordo de la Primitiva Prizes and Odds table

El Gordo de la Primitiva
Tier	Numbers	Key Number	Winning odds	Prize Pool Allocation
1	5	1	1: 31.625.100	22,00%
2	5	0	1: 3.513.900	33,00%
3	4	1	1: 129.082	6,00%
4	4	0	1: 14.342	7,00%
5	3	1	1: 2.689	8,00%
6	3	0	1: 299	26,00%
7	2	1	1: 172	6,00%
8	2	0	1: 19	Fixed Prize 3,00€
Refund	Any	1	1: 10	Fixed Prize, Cumulative with other categories: 1,50€

18.4 La Primitiva

La Primitiva source lottery description
Name	La Primitiva
Type	Classic lottery
Country	Spain: Sociedad Estatal Loterías y Apuestas del Estado, SME SA
Location held	Madrid, Spain
Days held	Every week on Mondays, Thursdays and Saturdays
Time held	21:40h (Europe/Madrid timezone)
Currency	Euro
Jackpots	There is no minimum or maximum jackpot. The operator determines the jackpot in each draw, which usually increases when there are no winners in the jackpot.
Game mechanics	Match 6 out of 49 possible numbers (1 to 49), and 1 additional number (Reintegro/Refund number) out of a possible 10 (0 to 9). Additionally, there is a “Complementario” (C) number which is only used to generate the third category.
Categories	There are 7 prize categories.
Additional raffles	No

18.4.1 La Primitiva Prizes and Odds table

La Primitiva
Tier	Numbers	Refund	Winning odds	Prize Pool Allocation
Special	6	1	1: 139.838.160	*20,00%
1	6	Any	1: 13.983.816	40,00%
2	5 + C	Any	1: 2.330.636	6,00%
3	5	Any	1: 55.491	13,00%
4	4	Any	1: 1.032	21,00%
5	3	Any	1: 57	Fixed Prize: 8,00€
Refund	Any	1	1: 10	Fixed Prize, Cumulative with other categories: 1,00€

18.5 Bonoloto

Bonoloto source lottery description
Name	Bonoloto
Type	Classic lottery
Country	Spain: Sociedad Estatal Loterías y Apuestas del Estado, SME SA
Location held	Madrid, Spain
Days held	Every day of the week, from Monday to Sunday
Time held	21:30h (Europe/Madrid timezone)
Currency	Euro
Jackpots	There is no minimum or maximum jackpot. The operator determines the jackpot in each draw, which usually increases when there are no winners in the jackpot.
Game mechanics	Match 6 out of 49 possible numbers (1 to 49), and 1 additional number (Reintegro/Refund number) out of a possible 10 (0 to 9). Additionally, there is a “Complementario” (C) number which is only used to generate the third category.
Categories	There are 7 prize categories.
Additional raffles	No

18.5.1 Bonoloto Prizes and Odds table

Bonoloto
Tier	Numbers	Refund	Winning odds	Prize Pool Allocation
1	6	Any	1: 13.983.816	45,00%
2	5 + C	Any	1: 2.330.636	24,00%
3	5	Any	1: 55.491	12,00%
4	4	Any	1: 1.032	19,00%
5	3	Any	1: 57	Fixed Prize 4,00€
Refund	Any	1	1: 10	Fixed Prize, Cumulative with other categories: 0,50€

18.6 Lotería Nacional

National Lottery source lottery description
Names	Lotería Nacional, Spain National Lottery
Type	Raffle lottery
Country	Spain: Sociedad Estatal Loterías y Apuestas del Estado, SME SA
Location held	Madrid, Spain
Days held	Every week on Tuesdays and Saturdays, however, sometimes the operator changes the Saturday for another day on special dates.
Time held	Thursdays at 21:30h and Saturdays at 13.00h (Europe/Madrid timezone)
Currency	Euro
Jackpots	Thursdays, fixed €30.000 jackpot Saturdays, different types of jackpots depending on the price of the bet: Normal Saturday draw: €60.000 (all tickets of the winning number) Special Saturday draw: €100.000 (all tickets of the winning number) Small Extraordinary Saturday draw: €150.000 (all tickets of the winning number) Big Extraordinary Saturday draw: €15.000.000 (only 1 ticket) Extraordinary Summer Holidays draw: €20.000.000 (only 1 ticket)
Game mechanics	Five-digit number between 00,000 and 99,999, both inclusive and consists of matching 5 numbers, and in certain draws match the series and the fraction too.
Categories	There are 14 to 17 prize categories, depending on the type of draw.
Additional raffles	No

18.6.1 Lotería Nacional Prizes and Odds table

Thursday's National Lottery always has the same prize programme. However, the Saturday National Lottery has different types of draws:

Thursday draw
Tier	Description	Prize	Winning odds	Prize Pool Allocation
1st	1st Category. One 5-digit extraction	30.000€	1: 100.000	14,29%
2nd	2nd Category. One 5-digit extraction	6.000€	1: 100.000	2,86%
3rd	3rd Category. Four extractions of 4 figures	75€	1: 2.500	1,43%
4th	Seven extractions of 3 figures	15€	7: 1000	5,00%
5th	Nine extractions of 2 figures	6€	9: 100	25,71%
6th	Previous and subsequent of the 1st prize	1.200€	1: 50.000	1,14%
7th	Previous and subsequent of the 2nd prize	747€	1: 50.000	0,71%
8th	For the 99 remaining numbers of the hundredth of the 1st prize	30€	1: 1.000	1,41%
9th	For the 99 remaining numbers of the hundredth of the 2nd prize	15€	1: 1.000	0,71%
10th	4 latest figures of the 1st prize	75€	1: 10.000	0,32%
11th	3 latest figures of the 1st prize	15€	1: 1.000	0,71%
12th	2 latest figures of the 1st prize	6€	1: 100	2,85%
13th	Last number of the 1st prize	3€	1: 10	14,28%
14th	Last number of the ticket with the 1st special extraction of 1 figure	3€	1: 10	14,29%
15th	Last number of the ticket with the 2nd special extraction of 1 figure	3€	1: 10	14,29%

Saturday draw

Saturday draw
Tier	Description		Prize	Winning odds	Prize Pool Allocation
1st	1st Category. One 5-digit number		60.000€	1: 100.000	14,28%
2nd	2nd Category. One 5-digit number		12.000€	1: 100.000	2,86%
3rd	3rd Category. Four 4-digit numbers		150€	1: 2.500	1,43%
4th	Ten 3-digit numbers		30€	1: 100	7,14%
5th	Nine 2-digit numbers		12€	9: 100	25,71%
6th	Previous and subsequent of the 1st prize		1.000€	1: 50.000	0,48%
7th	Previous and subsequent of the 2nd prize		554€	1: 50.000	0,26%
8th	For the 99 remaining numbers of the hundredth of the 1st prize		30€	1: 1.000	0,71%
9th	For the 99 remaining numbers of the hundredth of the 2nd prize		30€	1: 1.000	0,71%
10th	3 latest figures of the 1st prize		30€	1: 1.000	0,71%
11th	2 latest figures of the 1st prize		12€	1: 100	2,85%
12th	Last number of the 1st prize		6€	1: 10	14,28%
13th	Last number of the ticket with the 1st special extraction of 1 figure		6€	1: 10	14,29%
14th	Last number of the ticket with the 2nd special extraction of 1 figure		6€	1: 10	14,29%

Saturday special draw

Saturday special draw
Tier	Description	Prize		Winning odds	Prize Pool Allocation
1st	1st Category. One 5-digit extraction	100.000€		1: 100.000	11,90%
2nd	2nd Category. One 5-digit extraction	25.000€		1: 100.000	2,98%
3rd	3rd Category. One 5-digit extraction	5.000€		1: 100.000	0,60%
4th	Five extractions of 4 figures	300€		1: 2.000	1,79%
5th	Eleven extractions of 3 figures	60€		11: 100	7,86%
6th	Nine extractions of 2 figures	24€		1: 50	25,71%
7th	Previous and subsequent of the 1st prize	1.730€		1: 50.000	0,41%
8th	Previous and subsequent of the 2nd prize	908€		1: 50.000	0,22%
9th	For the 99 remaining numbers of the hundredth of the 1st prize	60€		1: 1.000	0,71%
10th	For the 99 remaining numbers of the hundredth of the 2nd prize	60€		1: 1.000	0,71%
11th	For the 99 remaining numbers of the hundredth of the 3rd prize	60€		1: 1.000	0,71%
12th	3 latest figures of the 1st prize	60€		1: 1.000	0,71%
13th	2 latest figures of the 1st prize	240€		1: 100	2,85%
14th	Last number of the 1st prize	12€		1: 10	14,28%
15th	Last number of the ticket with the 1st special extraction of 1 figure	12€		1: 10	14,29%
16th	Last number of the ticket with the 2nd special extraction of 1 figure	12€		1: 10	14,29%

Extraordinary Summer Holidays Draw

Extraordinary Summer Holidays Draw
Tier	Description	Prize	Winning odds	Prize Pool Allocation
1st	Special extraction for a single tenth (1 number, 1 series, 1 fraction)	19.800.000€	1: 10.000.000	62,25%
2nd	1st Category. One 5-digit extraction	200.000€	1: 100.000	6,29%
3rd	2nd Category. One 5-digit extraction	60.000€	1: 100.000	1,89%
4th	3rd Category. One 5-digit extraction	20.000€	1: 100.000	0,63%
5th	Eight extractions of 3 figures	100€	1: 125	2,51%
6th	Four extractions of 2 figures	40€	1: 25	5,03%
7th	Previous and subsequent of the 1st prize	800€	1: 50.000	0,05%
8th	Previous and subsequent of the 2nd prize	430€	1: 50.000	0,03%
9th	For the 99 remaining numbers of the hundredth of the 1st prize	100€	1: 1.000	0,31%
10th	For the 99 remaining numbers of the hundredth of the 2nd prize	50€	1: 1.000	0,16%
11th	For the 99 remaining numbers of the hundredth of the 3rd prize	50€	1: 1.000	0,16%
12th	3 latest figures of the 1st prize	100€	1: 1.000	0,31%
13th	3 latest figures of the 2nd prize	100€	1: 1.000	0,31%
14th	2 latest figures of the 1st prize	40€	1: 100	1,26%
15th	Last number of the 1st prize	20€	1: 10	6,28%
16th	Last number of the ticket with the 1st special extraction of 1 figure	20€	1: 10	6,29%
17th	Last number of the ticket with the 2nd special extraction of 1 figure	20€	1: 10	6,29%

Big extraordinaries

Big extraordinaries, like Valentine's Day Draw, Father’s Day Draw and Mother’s Day Draw, and similar draws
Tier	Description	Prize	Winning odds	Prize Pool Allocation
1st	Special extraction for a single tenth (1 number, 1 series, 1 fraction)	14.870.000€	1: 10.000.000	62,26%
2nd	1st Category. One 5-digit extraction	130.000€	1: 100.000	5,44%
3rd	2nd Category. One 5-digit extraction	25.000€	1: 100.000	1,05%
4th	Five extractions of 4 figures	375€	1: 2.000	0,79%
5th	Fifteen extractions of 3 figures	75€	15: 1.000	4,71%
6th	Two extractions of 2 figures	30€	1: 50	2,51%
7th	Previous and subsequent of the 1st prize	2.400€	1: 50.000	0,20%
8th	Previous and subsequent of the 2nd prize	1.533€	1: 50.000	0,20%
9th	For the 99 remaining numbers of the hundredth of the 1st prize	75€	1: 1.000	0,31%
10th	For the 99 remaining numbers of the hundredth of the 2nd prize	75€	1: 1.000	0,31%
11th	3 latest figures of the 1st prize	75€	1: 1.000	0,31%
12th	2 latest figures of the 1st prize	75€	1: 100	3,14%
13th	Last number of the 1st prize	15€	1: 10	6,28%
14th	Last number of the ticket with the 1st special extraction of 1 figure	15€	1: 10	6,28%
15th	Last number of the ticket with the 2nd special extraction of 1 figure	15€	1: 10	6,28%

Small extraordinaries

Small extraordinaries, like Against Cancer Draw, Winter Draw, and similar draws
Tier	Description	Prize	Winning odds	Prize Pool Allocation
1st	1st Category. One 5-digit extraction	150.000€	1: 100.000	14,29%
2nd	2nd Category. One 5-digit extraction	30.000€	1: 100.000	2,86%
3rd	3rd Category. One 5-digit extraction	15.000€	1: 100.000	1,43%
4th	Twelve extractions of 5-digit	7.500€	1: 2.000	8,57%
5th	Four 4-digit numbers	375€	1: 2500	1,43%
6th	Eleven 3-digit numbers	75€	11: 1.000	7,86%
7th	Five 2-digit numbers	30€	1: 20	14,28%
8th	Previous and subsequent of the 1st prize	2.100€	1: 50.000	0,40%
9th	Previous and subsequent of the 2nd prize	1.200€	1: 50.000	0,23%
10th	Previous and subsequent of the 3rd prize	622,50€	1: 50.000	0,12%
11th	For the 99 remaining numbers of the hundredth of the 1st prize	75€	1: 1.000	0,71%
12th	For the 99 remaining numbers of the hundredth of the 2nd prize	75€	1: 1.000	0,71%
13th	For the 99 remaining numbers of the hundredth of the 3rd prize	75€	1: 1.000	0,71%
14th	3 latest figures of the 1st prize	75€	1: 1.000	0,71%
15th	2 latest figures of the 1st prize	30€	1: 100	2,85%
16th	Last number of the 1st prize	15€	1: 10	14,28%
17th	Last number of the ticket with the 1st special extraction of 1 figure	15€	1: 10	14,29%
18th	Last number of the ticket with the 2nd special extraction of 1 figure	15€	1: 10	14,29%

18.7 El Niño Draw

El Niño source lottery description
Names	El Niño, Sorteo Extraordinario de El Niño
Type	Raffle lottery
Country	Spain: Sociedad Estatal Loterías y Apuestas del Estado, SME SA
Location held	Madrid, Spain
Days held	Once a year, on 6 January.
Time held	6th January at 12.00h (Europe/Madrid timezone)
Currency	Euro
Jackpots	Max prize €200.000
Game mechanics	Five-digit number between 00,000 and 99,999, both inclusive and consists of matching 5 numbers. Multiple extractions are made to award more categories.
Categories	There are 17 prize categories.
Additional raffles	No

18.7.1 El Niño Prizes and Odds table

El Niño Draw
Tier	Description	Prize	Winning odds	Prize Pool Allocation
1st	First prize	200.000€	1: 100.000	14,29%
2nd	Second prize	75.000€	1: 100.000	5,36%
3rd	Third prize	25.000€	1: 100.000	1,79%
4th	Two extractions of 4 figures	350€	1: 5.000	0,50%
5th	Fourteen extractions of 3 figures	100€	14: 1.000	10,00%
6th	Five extractions of 2 figures	40€	1: 20	14,28%
7th	Previous and subsequent of the 1st prize	1.200€	1: 50.000	0,17%
8th	Previous and subsequent of the 2nd prize	610€	1: 50.000	0,09%
9th	For the 99 remaining numbers of the hundredth of the 1st prize	100€	1: 1.000	0,71%
10th	For the 99 remaining numbers of the hundredth of the 2nd prize	100€	1: 1.000	0,71%
11th	For the 99 remaining numbers of the hundredth of the 3rd prize	100€	1: 1.000	0,71%
12th	3 latest figures of the 1st prize	100€	1: 1.000	0,71%
13th	3 latest figures of the 2nd prize	100€	1: 1.000	0,71%
14th	2 latest figures of the 1st prize	100€	1: 100	7,14%
15th	Last number of the 1st prize	20€	1: 10	14,28%
16th	Last number of the ticket with the 1st special extraction of 1 figure	20€	1: 10	14,29%
17th	Last number of the ticket with the 2nd special extraction of 1 figure	20€	1: 10	14,29%

18.8 Lotería de Navidad

Lotería de Navidad source lottery description
Names	Lotería de Navidad, Christmas Lottery, El Gordo de Navidad, El Gordo
Type	Raffle lottery
Country	Spain: Sociedad Estatal Loterías y Apuestas del Estado, SME SA
Location held	Madrid, Spain
Days held	Once a year, on 22 December.
Time held	22th December at 9.00h (Europe/Madrid timezone)
Currency	Euro
Jackpots	Max prize €400.000
Game mechanics	Five-digit number between 00,000 and 99,999, both inclusive and consists of matching 5 numbers. Multiple extractions are made to award more categories.
Categories	There are 17 prize categories.
Additional raffles	No

18.8.1 Lotería de Navidad Prizes and Odds table

Lotería de Navidad (El Gordo) Draw
Tier	Description	Prize	Winning odds	Prize Pool Allocation
1st	El Gordo (First Prize)	400.000€	1: 100.000	28,57%
2nd	Second prize	125.000€	1: 100.000	8,93%
3rd	Third prize	50.000€	1: 100.000	3,57%
4th	Two Fourth Prizes	20.000€	2: 100.000	2,86%
5th	Eight Fifth Prizes	6.000€	8: 100.000	3,43%
6th	1.794 extractions of 5 Figures (“Pedrea”)	100€	1.794: 100.000	12,81%
7th	Previous and subsequent of the 1st prize	2.000€	1: 50.000	0,26%
8th	Previous and subsequent of the 2nd prize	1.250€	1: 50.000	0,18%
9th	Previous and subsequent of the 3rd prize	960€	1: 50.000	0,14%
10th	For the 99 remaining numbers of the hundredth of the 1st prize	100€	1: 1.000	0,71%
11th	For the 99 remaining numbers of the hundredth of the 2nd prize	100€	1: 1.000	0,71%
12th	For the 99 remaining numbers of the hundredth of the 3rd prize	100€	1: 1.000	0,71%
13th	For the 99 remaining numbers of the hundredth of the two 4tht prizes	100€	1: 500	1,41%
14th	2 latest figures of the 1st prize	100€	1: 100	7,14%
15th	2 latest figures of the 2nd prize	100€	1: 100	7,14%
16th	2 latest figures of the 3rd prize	100€	1: 100	7,14%
17th	Last number of the 1st prize	20€	1: 10	14,28%

18.9 Lotto 6aus49

Lotto 6aus49 source lottery description
Names	Lotto 6aus49, Lotto6aus49
Type	Classic lottery
Country	Germany: Deutsche Klassenlotterie Berlin
Location held	Berlin, Germany
Days held	Every week on Wednesdays and Saturdays
Time held	Wednesdays at 18:25h and Saturdays at 19.25h (Europe/Berlin timezone)
Currency	Euro
Jackpots	Wednesdays minimum jackpot is 1 million euros. Saturdays minimum jackpot is 3 million euros. Every draw that there is no jackpot winner, it grows to a maximum of 45 million euros.
Game mechanics	Match 6 out of 49 possible numbers (1 to 49), and 1 additional number (Superzahl number) out of a possible 10 (0 to 9).
Categories	There are 9 prize categories.
Additional raffles	Lotto 6aus49 has several additional raffles in which the player can participate at an additional cost: · Spiel 77: match an assigned 7-digit number · Super 6: match an assigned 6-digit number · GlücksSpirale: match an assigned 7-digit number Different prizes categories depending on the number of digits matched

18.9.1 Lotto 6aus49 Prizes and Odds table

Lotto 6aus49
Tier	Numbers	Superzahl	Winning odds	Prize Pool Allocation
1	6	1	1: 139.838.160	12,80%
2	6	0	1: 15.537.573	10,00%
3	5	1	1: 542.008	5,00%
4	5	0	1: 60.223	15,00%
5	4	1	1: 10.234	5,00%
6	4	0	1: 1.147	10,00%
7	3	1	1: 567	10,00%
8	3	0	1: 63	45,00%
9	2	1	1: 76	Fixed prize 5 €

18.10 Mega Millions

Mega Milllions source lottery description
Names	Mega Millions, Megamillions
Type	Classic lottery
Country	USA: Multi-State Lottery Association (MUSL)
Location held	Atlanta, Georgia, USA
Days held	Every week on Tuesdays and Fridays
Time held	22:59h (Eastern Time Zone)
Currency	Dollar
Jackpots	Starts at 20 million dollars, and every draw that there is no jackpot winner, it grows with no maximum jackpot. When a winner hits the jackpot, it starts again at 20 million.
Game mechanics	Match 5 out of 70 possible numbers (1 to 70), and 1 additional number (Mega Ball number) out of a possible 25 (1 to 25).
Categories	There are 9 prize categories.
Additional raffles	Megaplier: Multiply non-jackpot winnings. Possible values: x2, x3, x4, x5 When selected, multiply the secondary (non-jackpot) prizes by the number shown. There is an additional cost.

18.10.1 Lotto 6aus49 Prizes and Odds table

Mega Millions
Tier	Numbers	MegaBall	Winning odds	Prize Pool Allocation
1	5	1	1: 302.575.350	Jackpot
2	5	0	1: 12.607.306	1.000.000 $
3	4	1	1: 931.001	10.000 $
4	4	0	1: 38.792	500 $
5	3	1	1: 14.547	200 $
6	3	0	1: 606	10 $
7	2	1	1: 693	10 $
8	1	1	1:89	4 $
9	0	1	1:37	2 $

18.11 Powerball

Powerball source lottery description
Names	Powerball, US Powerball
Type	Classic lottery
Country	USA: Multi-State Lottery Association (MUSL)
Location held	Tallahassee, Florida, USA
Days held	Every week on Mondays, Wednesdays and Saturdays
Time held	22:59h (Eastern Time Zone)
Currency	Dollar
Jackpots	Starts at 20 million dollars, and every draw that there is no jackpot winner, it grows with no maximum jackpot. When a winner hits the jackpot, it starts again at 20 million.
Game mechanics	Match 5 out of 69 possible numbers (1 to 69), and 1 additional number (Powerball number) out of a possible 26 (1 to 26).
Categories	There are 9 prize categories.
Additional raffles	Power Play: Multiply non-jackpot winnings. Possible values: x2, x3, x4, x5 When selected, multiply the secondary (non-jackpot) prizes by the number shown. There is an additional cost. Double Play: Additional drawing to win up to $10 million for $1 more per play.

18.11.1 Powerball Prizes and Odds table

Powerball
Tier	Numbers	PowerBall	Winning odds	Prize Pool Allocation
1	5	1	1: 292.201.338,00	Jackpot
2	5	0	1: 11.688.053,52	1.000.000 $
3	4	1	1: 913.129,18	50.000 $
4	4	0	1: 36.525,16	100 $
5	3	1	1: 14.494,11	100 $
6	3	0	1: 579,76	7 $
7	2	1	1: 701,32	7 $
8	1	1	1: 91,97	4 $
9	0	1	1: 38,32	4 $

18.12 Quiniela

Quiniela source lottery description
Names	Quiniela, La Quiniela, La Quiniela 1X2
Type	Lottery based on the results of a series of selected matches
Country	Spain: Sociedad Estatal Loterías y Apuestas del Estado, SME SA
Location held	Madrid, Spain
Days held	Timetable stipulated by the lottery operator, usually Wednesdays and Sundays
Time held	Variable schedule
Currency	Euro
Jackpots	There is no minimum or maximum jackpot. The operator determines the jackpot in each draw, which usually increases when there are no winners in the jackpot.
Game mechanics	To play a Quiniela you must select the predictions of the 14 matches plus P15. Players has to predict by marking the result chosen for each of the 14 matches, keeping in mind that: • Box “1” predicts the first team as a winner. • Box “X” predicts a draw in the match. • Box “2” predicts as the winner the team located in second place. The match number 15, “Pleno al 15” (P15), predict the goals scored by each of the teams: 0, 1, 2 or M (M = 3 or more). This match is only taken into account if all 14 matches predicted at 1, X or 2 are correct.
Categories	There are 6 main prize categories.
Additional raffles	“Elige8” This game is an additional game to Quiniela, and consists of choosing 8 matches that you want to bet with the forecasts that you have marked in the 1st block of Quiniela. This game generates its own winnings fund, which will be distributed every day among the winning bets of 8 hits. If there are no winning bets of 8 hits (maximum categories) it will collect the winning bets of 7 hits and so on. The rules for this game are as follows: 1. It is necessary to bet on Quiniela de Fútbol in the direct method to participate in Elige8 2. To game you must select 8 matches from ticket Quiniela (excluding P15) and the bets on those 8 matches are bet in block 1 of Quiniela. 3. If you select 8 matches that have a simple forecast, you will be making a simple bet of Elige 8 4. If you select matches that have multiple forecasts (doubles or triples) you will be playing a multiple bet of Elige8. That is, a greater number of bets will be played. 5. Elige8 is not available on Reduced or Conditional tickets. 6. Elige8 generates its own distributable winnings independent of Quiniela 8. 55% of collection made by the operator of the source, is allocated equally among the winners of highest number of forecasts. 9. If there are no winners of 8 forecasts, they get to charge the winners of 7 forecasts and so on. Therefore, this game does not generate jackpots.

18.12.1 Quiniela Prizes and Odds table

Tier	Hits	Winning odds	Prize Pool Allocation
All hits (15)	15	1: 76.527.504	7,50%
14	14	1: 4.782.969	16,00%
13	13	1: 1.594.323	7,50%
12	12	1: 531.441	7,50%
11	11	1: 177.147	7,50%
10	10	1: 59.049	9,00%

18.13 SuperEnaLotto

SuperEnaLotto source lottery description
Names	SuperEnaLotto, Superenalotto
Type	Classic lottery
Country	Italy: Sisal Lottery Italia S.p.A.
Location held	Rome, Italy
Days held	Timetable stipulated by the lottery operator, usually held on Tuesdays, Thursdays and Saturdays
Time held	20.00h (Europe/Rome timezone)
Currency	Euro
Jackpots	There is no minimum or maximum jackpot. The operator determines the jackpot in each draw, which usually increases when there are no winners in the jackpot.
Game mechanics	Match 6 out of 90 possible numbers (1 to 90). After the six numbers are drawn, the lottery draws an additional “Jolly” number from the remaining 84 numbers that have not been chosen.
Categories	There are 6 prize categories.
Additional raffles	No

18.13.1 SuperEnaLotto Prizes and Odds table

SuperEnaLotto
Tier	Numbers	Jolly	Winning odds	Prize Pool Allocation
1	6	Any	1: 622.614.630	17,40 %
2	5	1	1: 103.769.105	13,00 % (or *390.000 €)
3	5	0	1: 1.250.230	4,20 % (or ** 30.000 €)
4	4	Any	1: 11.907	4,20 %
5	3	Any	1: 327	12,80 %
6	2	Any	1: 22	40 %

18.14 Mega-Sena

Mega-Sena source lottery description
Names	Mega-Sena, Mega Sena, Megasena
Type	Classic lottery
Country	Brazil: Caixa Econômica Federal
Location held	São Paulo, Brasil
Days held	Timetable stipulated by the lottery operator, usually held on Tuesdays, Thursdays and Saturdays
Time held	20.00h (America/Sao_Paulo timezone)
Currency	Brazilian real
Jackpots	Starts at 3 million reais, and every draw that there is no jackpot winner, it grows with no maximum limit. When a winner hits the jackpot, it starts again at 3 million.
Game mechanics	Match 6 out of 60 possible numbers (1 to 60).
Categories	There are 3 prize categories.
Additional raffles	No

18.14.1 Mega-Sena Prizes and Odds table

Mega-Sena
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	6	Sena	1: 50.063.860	Jackpot
2	5	Quina	1: 154.518	19,00%
3	4	Quadra	1: 2.332	19,00%

18.15 Quina

Quina source lottery description
Names	Quina, BR Quina
Type	Classic lottery
Country	Brazil: Caixa Econômica Federal
Location held	São Paulo, Brasil
Days held	Every week from Mondays to Saturdays.
Time held	20.00h (America/Sao_Paulo timezone)
Currency	Brazilian real
Jackpots	Starts at 700 thousand reais, and every draw that there is no jackpot winner, it grows with no maximum limit. When a winner hits the jackpot, the next draw starts again at 700 thousand reais million.
Game mechanics	Match 5 out of 80 possible numbers (1 to 80).
Categories	There are 4 prize categories.
Additional raffles	No

18.15.1 Quina Prizes and Odds table

Quina
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	5	Quina	1: 24.040.016	35,00%
2	4	Quadra	1: 64.106	15,00%
3	3	Terno	1: 866	10,00%
4	2	Duque	1: 36	10,00%

18.16 Lotofácil

Lotofácil source lottery description
Names	Lotofácil, BR Lotofácil, Lotofacil
Type	Classic lottery
Country	Brazil: Caixa Econômica Federal
Location held	São Paulo, Brasil
Days held	Every week from Mondays to Saturdays. There is a special draw called Lotofácil da Independencia, which is held once a year in the month of September; the mechanics are the same but the prizes are bigger as there is more participation in the draw.
Time held	20.00h (America/Sao_Paulo timezone)
Currency	Brazilian real
Jackpots	Starts at 1.5 million reais, and every draw that there is no jackpot winner, it grows with no maximum limit. When a winner hits the jackpot, it starts again at 1.5 million.
Game mechanics	Match 15 out of 25 possible numbers (1 to 25).
Categories	There are 5 prize categories.
Additional raffles	No

18.16.1 Lotofácil Prizes and Odds table

Lotofácil
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	15	15 acertos	1: 3.268.760	62,00%
2	14	14 acertos	1: 121.792	13,00%
3	13	13 acertos	1: 692	Fixed R$ 25,00
4	12	12 acertos	1: 60	Fixed R$ 10,00
5	11	11 acertos	1: 11	Fixed R$ 5,00

18.17 Tris

Tris source lottery description
Names	Tris, Tri$, Trix, MX Tris
Type	Classic lottery
Country	Mexico: Pronósticos para la Asistencia Pública
Location held	Mexico DF, Mexico
Days held	Every day of the week, 5 times per day
Time held	13:00h 15:00h 17:00h 19:00h and 21:00h (America/Mexico_City)
Currency	Mexican peso
Jackpots	Fixed prize for the first category: $53.763,44 MXN
Game mechanics	Match 5 numbers in the same order in which each digit is composed from 0 to 9.
Categories	There are 7 prize categories.
Additional raffles	No

18.17.1 Tris Prizes and Odds table

Tris
Tier	Numbers	Name Prize	Winning odds	Fixed prizes
1	5	Directa de 5	1: 100.000	$50.000,00 MXN
2	Last 4	Directa de 4	1: 10.000	$5.000,00 MXN
3	Last 3	Directa de 3	1: 1000	$500,00 MXN
4	Last 2 numbers	Par final	1: 100	$50,00 MXN
5	First 2 numbers	Par inicial	1: 100	$50,00 MXN
6	Last number	Final	1: 10	$5,00 MXN
7	First number	Inicial	1: 10	$5,00 MXN

18.18 Melate

Melate source lottery description
Names	Melate
Type	Classic lottery
Country	Mexico: Pronósticos para la Asistencia Pública
Location held	Mexico DF, Mexico
Days held	Every week on Wednesdays, Fridays and Sundays.
Time held	21:00h (America/Mexico_City)
Currency	Mexican peso
Jackpots	There is no minimum or maximum jackpot. The operator determines the jackpot in each draw, which usually increases when there are no winners in the jackpot.
Game mechanics	Match 6 out of 56 possible numbers (1 to 56). After the six numbers are drawn, the lottery draws an additional “Adicional” number from the remaining 50 numbers that have not been chosen.
Categories	There are 9 prize categories.
Additional raffles	Revancha Revanchita

18.18.1 Melate Prizes and Odds table

55% of the amount raised goes to prizes fund.

Melate
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	6	6 números naturales	1: 32.468.436	76,00%
2	5+Adicional	5 números naturales y el adicional	1: 5.411.406	4,50%
3	5	5 números naturales	1: 110.437	8,50%
4	4+Adicional	4 números naturales y el adicional	1: 44.175	1,50%
5	4	4 números naturales	1: 1.840	9,50%
6	3+Adicional	3 números naturales y el adicional	1: 1.380	Fixed $161,29 MXN
7	3	3 números naturales	1: 88	Fixed $43,01 MXN
8	2+Adicional	2 números naturales y el adicional	1: 117	Fixed $32,26 MXN
9	2	2 números naturales	1: 10	Fixed $26,88 MXN

18.18.2 Melate additional raffles

Melate has two additional games:

Revancha

6 additional numbers are drawn, with numbers from 1 to 56. 57% of the amount raised goes to prizes fund. Prize categories:

Revancha
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	6	6 números naturales	1: 32.468.436	73,00%
2	5	5 números naturales	1: 110.437	14,00%
3	4	4 números naturales	1: 1.840	13,00%
4	3	3 números naturales	1: 88	Fixed $26,88 MXN
5	2	2 números naturales	1: 10	Fixed $10,75 MXN

Revanchita

6 additional numbers are drawn, with numbers from 1 to 56. 55% of the amount raised goes to prizes fund. Prize categories:

Revanchita
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	6	6 números naturales	1: 32.468.436	100,00%

18.19 Chispazo

Chispazo source lottery description
Names	Chispazo
Type	Classic lottery
Country	Mexico: Pronósticos para la Asistencia Pública
Location held	Mexico DF, Mexico
Days held	Every day of the week, from Monday to Sunday
Time held	Two draws per day: 15.00h (“Chispazo de las tres”) and 21:00h (“Chispazo Clásico”) (America/Mexico_City)
Currency	Mexican peso
Jackpots	There is no minimum or maximum jackpot. The operator determines the jackpot in each draw, which usually increases when there are no winners in the jackpot.
Game mechanics	Match 5 out of 28 possible numbers (1 to 28).
Categories	There are 4 prize categories.
Additional raffles	No

18.19.1 Chispazo Prizes and Odds table

55% of the amount raised goes to prizes fund.

Chispazo
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	5	5 números	1: 98.200	33,55%
2	4	4 números	1: 854	31,64%
3	3	3 números	1: 39	34,81%
4	2	2 números	1: 6	Fired $10,00MXN

18.20 Vikinglotto

Vikinglotto source lottery description
Names	Vikinglotto
Type	Classic lottery
Countries	Norway: Norsk Tipping AS Sweden: AB Svenska Spel Denmark: Danske Spil a/s Iceland: Íslensk Getspá Finland: Veikkaus Oy Latvia: Latvijas Loto Lithuania: Euloto UAB Estonia: AS Eesti Loto Slovenia: Loterija Slovenije, d.d. Belgium: Loterie Nationale / Nationale Loterij
Location held	Oslo, Norway
Days held	Every week on Wednesdays
Time held	20:00h (Europe/Oslo)
Currency	Euro, Norwegian krone (NOK), Danish krone (kr.) and Icelandic króna (ISK)
Jackpots	The Vikinglotto jackpot starts at €3 million and can grow up to a maximum of €25 million.
Game mechanics	Match 6 out of 48 possible numbers (1 to 48). After the six numbers are drawn, the lottery draws an additional “Vikingtall” or “Bonus” number from additional 5 numbers (1 to 5)
Categories	There are 8 prize categories (6 in some countries like Norway)
Additional raffles	No

18.20.1 Vikinglotto Prizes and Odds table

The jackpot and the second prize are shared between all participating countries on a pari-mutuel basis, and all contribute to the prize fund for these two tiers. Smaller prizes are determined at a national level, using the remaining funds from ticket sales. This arrangement is different from EuroMillions and Eurojackpot where all prize categories are common to all participating countries.

Vikinglotto Norway
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	6+Vikingtall	6+1 rette	1: 61,357,560	Variable
2	6	6+0 rette	1: 15,339,390	Variable
3	5+Vikingtall	5+1 rette	1: 243,482	Variable
4	5	5+0 rette	1: 60.871	Variable
5	4	4 rette	1: 1,188	Variable
6	3	3 rette	1: 53	Variable

18.21 OZ Lotto

OZ Lotto source lottery description
Names	OZ Lotto
Type	Classic lottery
Country	Australia: The Lott
Location held	Sydney, Australia
Days held	Every week on Tuesdays
Time held	20:30h (Australia/Sydney)
Currency	Australian Dollar (AUD)
Jackpots	OZ Lotto offers a minimum Tier 1 prize pool of $3 million. If there are no Division 1 winners, the prize pool jackpots to the next draw
Game mechanics	Match 7 out of 47 possible numbers (1 to 47). There are three extra numbers (Supplementaries) that are drawn after the seven main numbers. Out of the seven jackpot divisions, three include the supplementary number for extra winnings.
Categories	There are 7 prize categories.
Additional raffles	No

18.21.1 Oz Lotto Prizes and Odds table

OZ Lotto
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	7	7 Winning Numbers	1: 62.891.499	40,00%
2	6+S	6 Winning Numbers + 1 Supplementary	1: 2.994.833	2,20%
3	6	6 Winning Numbers	1: 242.824	2,60%
4	5+S	5 Winning Numbers + 1 Supplementary	1: 26.270	2,00%
5	5	5 Main Numbers	1: 4.497	1,60%
6	4+S	4 Winning Numbers	1: 182	19,80%
7	3+S	3 Winning Numbers + 1 Supplementary	1: 71	31,80%

18.22 Powerball (AU)

Powerball source lottery description
Names	Powerball, Powerball AU, OZ Powerball
Type	Classic lottery
Country	Australia: The Lott
Location held	Sydney, Australia
Days held	Every week on Thursdays
Time held	20:30h (Australia/Sydney)
Currency	Australian Dollar (AUD)
Jackpots	The Tier 1 prize pool every week has a minimum of $4 million prize money. If there are no Tier 1 winners, the prize pool jackpots to the next draw
Game mechanics	Match 7 out of 35 possible numbers (1 to 35) plus Powerball number from 1 to 20 in a single game panel.
Categories	There are 9 prize categories.
Additional raffles	No

18.22.1 Powerball AU Prizes and Odds table

Powerball AU
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	7+P	7 Winning Numbers + the Powerball	1: 134.490.400	35,00%
2	7	7 Winning Numbers	1: 7.078.443	1,80%
3	6+P	6 Winning Numbers + the Powerball	1: 686.176	1,10%
4	6	6 Winning Numbers	1: 36.115	2,00%
5	5+P	5 Winning Numbers + the Powerball	1: 16.943	1,50%
6	4+P	4 Winning Numbers + the Powerball	1: 1.173	9,70%
7	5	5 Winning Numbers	1: 892	7,60%
8	3+P	3 Winning Numbers + the Powerball	1: 188	15,00%
9	2+P	2 Winning Numbers + the Powerball	1: 66	26,30%

18.23 Lotto MAX

Lotto MAX source lottery description
Names	Lotto MAX
Type	Classic lottery
Country	Canada: Interprovincial Lottery Corporation
Location held	Toronto, Canada
Days held	Every week on Tuesdays and Fridays
Time held	22:30h (America/Toronto)
Currency	Canadian Dollar (CAD)
Jackpots	Jackpots start at a minimum of $10 million and can grow to $70 million. When the LOTTO MAX Jackpot exceeds $50 million, additional MAXMILLIONS draws will occur with prizes of $1 million each
Game mechanics	Match 7 out of 50 possible numbers (1 to 50).
Categories	There are 9 prize categories.
Additional raffles	Extra, MaxMillions

18.23.1 Lotto MAX Prizes and Odds table

Lotto MAX
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	7	7 of 7	1: 33.294.800	87,25%
2	6+B	6 of 7 + Bonus	1: 4.756.400	2,50%
3	6	6 of 7	1: 113.248	2,50%
4	5+B	5 of 7 + Bonus	1: 37.749	1,50%
5	5	5 of 7	1: 1.841	3,50%
6	4+B	4 of 7 + Bonus	1: 1.105	2,75%
7	4	4 of 7	1: 82,90	Fixed $20
8	3+B	3 of 7 + Bonus	1: 82,90	Fixed $20
9	3	3 of 7	1: 8,50	Free play

18.23.2 Lotto MAX additional raffles

Extra

For an additional $1 per play, the player can add EXTRA for a chance to win the $250,000 top prize or $100,000 second prize. The EXTRA number(s) is valid for the same draw date(s) as the host game listed at the top of the ticket. EXTRA is a number with 7 digits. “Extra” Odds of Winning:

Extra
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	7	All 7 digits	1: 6.000.000	Fixed $250.000,00
2	Last 6	Last 6 digits	1: 1.200.000	Fixed $100.000,00
3	Last 5	Last 5 digits	1: 111.111	Fixed $1.000,00
4	Last 4	Last 4 digits	1: 11.111	Fixed $100,00
5	Last 3	Last 3 digits	1: 1.111	Fixed $50,00
6	Last 2	Last 2 digits	1: 1.111	Fixed $10,00
7	Last	Last digit	1: 11	Fixed $2,00

MaxMillions

When the LOTTO MAX Jackpot exceeds $50 million, MAXMILLIONS draws will occur. MAXMILLIONS and the jackpot will continue to grow until the jackpot reaches $70 million. Once this happens, only MAXMILLIONS can grow. When MaxMillions draws are held, multiple combinations of 7 numbers from 1 to 50 are published, and each match of all numbers gets (or shares if there is more than one match) 1 million.

MaxMillions
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	7	7 of 7	1: 33.294.800	Win or Share $1 Million

18.24 Lotto 6/49

Lotto 6/49 source lottery description
Names	Lotto 6/49, Lotto 649, Lotto649
Type	Classic lottery
Country	Canada: Interprovincial Lottery Corporation
Location held	Toronto, Canada
Days held	Every week on Wednesdays and Saturdays
Time held	22:30h (America/Toronto)
Currency	Canadian Dollar (CAD)
Jackpots	The Classic Draw jackpot is always $5 million. The Gold Ball jackpot starts at $10 million and grows by $2 million each draw until it is won.
Game mechanics	Match 6 out of 49 possible numbers (1 to 49). After the 6 main numbers, another number called Bonus is obtained.
Categories	There are 6 prize categories.
Additional raffles	Extra, Gold Ball Draw

18.24.1 Lotto 6/49 Prizes and Odds table

Lotto 6/49
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	6	6 of 6	1: 13.983.816	Fixed $5 million
2	5+B	5 of 6 + Bonus	1: 2.330.636	32,15%
3	5	5 of 6	1: 55.492	13,50%
4	4	4 of 6	1: 1.033	54,35%
5	3	3 of 6	1: 56,70	Fixed $10,00
6	2+B	2 of 6 + Bonus	1: 81,20	Fixed $5,00
7	2	2 of 6	1: 8,30	Free Play

18.24.2 Lotto 6/49 additional raffles

Extra

For an additional $1 per play, the player can add EXTRA for a chance to win the $250,000 top prize or $100,000 second prize. The EXTRA number(s) is valid for the same draw date(s) as the host game listed at the top of the ticket. EXTRA is a number with 7 digits. “Extra” Odds of Winning:

Extra
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	7	All 7 digits	1: 6.000.000	Fixed $250.000,00
2	Last 6	Last 6 digits	1: 1.200.000	Fixed $100.000,00
3	Last 5	Last 5 digits	1: 111.111	Fixed $1.000,00
4	Last 4	Last 4 digits	1: 11.111	Fixed $100,00
5	Last 3	Last 3 digits	1: 1.111	Fixed $50,00
6	Last 2	Last 2 digits	1: 1.111	Fixed $10,00
7	Last	Last digit	1: 11	Fixed $2,00

Gold Ball Draw

The Gold Ball Draw is held after the Classic Draw. With the Gold Ball Draw, one selection is drawn at random from all the Gold Ball Draw selections issued. This guarantees that there is a winning ticket for each draw. For every $3 LOTTO 6/49 selection purchased, the player will automatically receive an entry into the Gold Ball Draw. The Gold Ball Draw selection is an 8-digit number followed by a 2-digit trailer (e.g. 12345678-01). The Gold Ball Draw starts with 30 balls. Twenty-nine of the balls are white and one is gold. If a white ball is drawn, the $1 million prize is won. If the gold ball is drawn, the Gold Ball jackpot is won. Whenever a white ball is drawn, the ball is not replaced. Therefore, the odds of winning the Gold Ball jackpot improve each time a white ball is drawn. If not won, the Gold Ball jackpot will increase by $2 million every draw and can grow to more than $60 million After the Gold Ball jackpot is won, everything is reset. The jackpot goes back to $10 million and all 30 balls go back into the draw. Odds of winning in any Gold Ball Draw are one out of the number of Gold Ball Draw selections issued for that draw.

18.25 Lotto South Africa

Lotto South Africa source lottery description
Names	Lotto South Africa, Lotto ZA, Lotto
Type	Classic lottery
Country	South Africa: ITHUBA Holdings
Location held	Johannesburg, South Africa
Days held	Every week on Tuesdays and Saturdays
Time held	21:00h (Africa/Johannesburg timezone)
Currency	South African rand (ZAR)
Jackpots
Game mechanics	Match 6 out of 52 possible numbers (1 to 52). A further Bonus Ball is also drawn.
Categories	There are 8 prize categories.
Additional raffles	Lotto Plus 1 and Lotto Plus 2

18.25.1 Lotto South Africa Prizes and Odds table

Lotto South Africa
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	6	All 6	1: 20.358.520	73,00%
2	5 + B	5 and Bonus	1: 3.393.087	2,30%
3	5	5	1: 75.402	4,00%
4	4 + B	4 and Bonus	1: 30.161	5,00%
5	4	4	1: 1.371	8,40%
6	3 + B	3 and Bonus	1: 1.028	7,30%
7	3	3	1: 72	Lotto R50.00, Lotto Plus R25
8	2 + B	2 and Bonus	1: 96	Lotto R20.00, Lotto Plus R15

18.25.2 Lotto South Africa additional raffles

LOTTO PLUS 1 is exactly the same as LOTTO, but gives the player a second chance to win. When buying a LOTTO ticket, the player must pay an extra amount per board to enter the LOTTO PLUS 1 draw. Odds are the same, while prizes are usually slightly lower. LOTTO PLUS 2 is exactly the same as LOTTO, but gives the player a third chance to win. When buying a LOTTO ticket, the player must pay an extra amount per board to enter the LOTTO PLUS 2 draw. Odds are the same, while prizes are usually slightly lower.

18.26 Powerball South Africa

Powerball South Africa source lottery description
Names	Powerball South Africa, Powerball ZA, Powerball
Type	Classic lottery
Country	South Africa: ITHUBA Holdings
Location held	Johannesburg, South Africa
Days held	Every week on Tuesdays and Saturdays
Time held	21:00h (Africa/Johannesburg timezone)
Currency	South African rand (ZAR)
Jackpots	The minimum jackpot is 3 million ZAR. The operator determines the jackpot in each draw, which usually increases when there are no winners in the jackpot.
Game mechanics	Match 5 out of 50 possible numbers (1 to 50) and one 'PowerBall' number from 1 to 20.
Categories	There are 9 prize categories.
Additional raffles	Powerball PLUS

18.26.1 Powerball South Africa Prizes and Odds table

Powerball South Africa
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	5+P	5 balls and Powerball	1: 42.375.200	54,46%
2	5	5 balls	1: 2.230.274	4,00%
3	4 + P	4 balls and Powerball	1: 188.334	2,50%
4	4	4 balls	1: 9.912	4,24%
5	3 + P	3 balls and Powerball	1: 4.280	4,80%
6	3	3 balls	1: 225	4,00%
7	2 + P	2 balls and Powerball	1: 299	3,00%
8	1 + P	1 ball and Powerball	1: 57	Fixed (R15 for PowerBall/ R7.50 for Power Ball Plus)
9	P	Powerball	1: 35	Fixed (R10 for PowerBall/ R5 for Power Ball Plus)

18.26.2 Powerball South Africa additional raffles

Powerball PLUS PowerBall PLUS is exactly the same as PowerBall, but gives the player a second chance to win. When buying a PowerBall ticket, the player must pay an extra amount per board to enter the PowerBall PLUS draw. Odds are the same, while prizes are usually slightly lower.

18.27 Lotto Austria

Lotto Austria source lottery description
Names	Lotto Austria, Lotto 6 aus 45, Lotto
Type	Classic lottery
Country	Austria: Austrian Lotteries (Österreichische Lotterien)
Location held	Vienna, Austria
Days held	Every week on Wednesdays and Sundays
Time held	18:30h on Wednesdays and 18:00h on Sundays (Europe/Vienna timezone)
Currency	Euro
Jackpots	The minimum jackpot is 1 million EUR. The operator determines the jackpot in each draw, which usually increases when there are no winners in the jackpot.
Game mechanics	Match 6 out of 45 possible numbers (1 to 45) and one additional number
Categories	There are 8 prize categories.
Additional raffles	Lotto Plus and Joker

18.27.1 Lotto Austria Prizes and Odds table

Lotto Austria
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	6	6 Richtige	1: 8.145.060,0	40,00%
2	5 + Z	5 Richtige + Zusatzzahl	1: 1.357.510,0	5,50%
3	5	5 Richtige	1: 35.723,9	6,00%
4	4 + Z	4 Richtige + Zusatzzahl	1: 14.289,6	1,80%
5	4	4 Richtige	1: 772,4	10,00%
6	3 + Z	3 Richtige + Zusatzzahl	1: 579,3	4,50%
7	3	3 Richtige	1: 48,3	18,10%
8	Z	Zusatzzahl	1: 16,2	EUR 1,20 / Gewinn

18.27.2 Lotto Austria additional raffles

Lotto Plus

LottoPlus is the extra draw that takes place right after the Lotto draw. All Lotto picks, at additional amount per pick, will also play in the LottoPlus draw. As with Lotto, 6 numbers are drawn in LottoPlus - but without a bonus number.

Lotto Plus Austria
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	6	6 Richtige	1: 8.145.060,0	55,50%
2	5	5 Richtige	1: 34.807,9	13,00%
3	4	4 Richtige	1: 732,8	11,61%
4	3	3 Richtige	1: 44,6	EUR 2,00 pro Gewinn

Joker

Joker can be played in combination with Lotto, up to 10 times per ticket. If the Joker number (read from the right) matches the Joker number determined by the draw, the main prize, the Joker, is won.

Lotto Plus Austria
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	6	1 Rang	1: 1.000.000,00	27,97 %
2	5	2 Rang	1: 111.111,11	EUR 8.800,00 / Gewinn
3	4	3 Rang	1: 11.111,11	EUR 880,00 / Gewinn
4	3	4 Rang	1: 1.111,11	EUR 88,00 / Gewinn
5	2	5 Rang	1: 111,11	EUR 8,00 / Gewinn
6	1	6 Rang	1: 11,11	EUR 1,80 / Gewinn

18.28 Lotto UK

Lotto UK source lottery description
Names	Lotto UK, Lotto, Lotto United Kingdom
Type	Classic lottery
Country	United Kingdom: National Lottery
Location held	London, UK
Days held	Every week on Wednesdays and Saturdays
Time held	20:30h on Wednesdays and 19:45 on Saturdays (Europe/London timezone)
Currency	Pound (GBP)
Jackpots	The minimum jackpot is £3.8m on Saturday and £2.0m on Wednesday. The operator determines the jackpot in each draw, which usually increases when there are no winners in the jackpot. Rollovers are limited to five. If nobody matches all six main numbers after the fifth rollover, the jackpot is shared between every prize winner including match 2 winners. This is called a "Jackpot Rolldown".
Game mechanics	Match 6 out of 59 possible numbers (1 to 59). A further Bonus Ball is also drawn.
Categories	There are 6 prize categories.
Additional raffles	Lotto Hotpicks

18.28.1 Lotto UK Prizes and Odds table

Lotto UK
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	6	Match 6	1: 45.057.474	Jackpot*
2	5 + B	Match 5 + Bonus	1: 7.509.579	£1.000.000,00*
3	5	Match 5	1: 144.414	£1.750,00*
4	4	Match 4	1: 2.179	£140,00*
5	3	Match 3	1: 95	£30,00*
6	2	Match 2	1: 9,30	£2,00*

* “Rolldown” could increase prizes.

18.28.2 Lotto UK additional raffles

Lotto Hotpicks

Lotto Hotpicks uses the main Lotto draw for its numbers but is a different game. The player chooses both the numbers and the number of draw balls they want to try to match, up to a maximum of five. However, if the player does not match all the numbers chosen, they are not a winner. The National Lottery describes Hotpicks as "five games in one", because the player has a choice of five ways of playing the game, each offering different odds and payouts.

Lotto Hotpicks
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	5	Match 5	1: 834.398	£350.000,00
2	4	Match 4	1: 30.342	£13.000,00
3	3	Match 3	1: 1.626	£800,00
4	2	Match 4	1: 115	£60,00
5	1	Match 1	1: 10	£6,00

18.29 Lotto IE

Lotto UK source lottery description
Names	Lotto IE, Lotto, Lotto Ireland
Type	Classic lottery
Country	Ireland: National Lottery Ireland
Location held	Dublin, Ireland
Days held	Every week on Wednesdays and Saturdays
Time held	20:00h (Europe/Dublin timezone)
Currency	Euro
Jackpots	The minimum jackpot is 2 million EUR. The operator determines the jackpot in each draw, which usually increases when there are no winners in the jackpot.
Game mechanics	Match 6 out of 47 possible numbers (1 to 47). A further Bonus Ball is also drawn.
Categories	There are 8 prize categories.
Additional raffles	Lotto Plus 1, Lotto Plus 2

18.29.1 Lotto IE Prizes and Odds table

Lotto IE
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	6	Jackpot	1: 10.737.573	Jackpot
2	5 + B	Match 5 + Bonus	1: 1.789.596	5,37%
3	5	Match 5	1: 44.740	3,22%
4	4 + B	Match 4 + Bonus	1: 17.896	0,81%
5	4	Match 4	1: 918	5,24%
6	3 + B	Match 3 + Bonus	1: 688	3,29%
7	3	Match 3	1: 54	15,93%
8	2 + B	Match 2 + Bonus	1: 72	€3,00

18.29.2 Lotto IE additional raffles

Lotto Plus 1

Lotto Plus 1 is an additional game that is played beside the main Irish Lotto draw, after the main Irish Lotto numbers are revealed. The game has a top prize of €1 million and to win it players must match all six of the numbers drawn. The are no rollovers in Lotto Plus 1. Lotto Plus has an additional cost.

Lotto Plus 1
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	6	Match 6	1: 10.737.573	€1.000.000,00
2	5 + B	Match 5 + Bonus	1: 1.789.596	€5.000,00
3	5	Match 5	1: 44.740	€500,00
4	4 + B	Match 4 + Bonus	1: 17.896	€50,00
5	4	Match 4	1: 918	€20,00
6	3 + B	Match 3 + Bonus	1: 688	€10,00
7	3	Match 3	1: 54	€3,00
8	2 + B	Match 2 + Bonus	1: 72	€2,00

Lotto Plus 2

Lotto Plus 2 is an additional game that is played beside the main Irish Lotto draw, after the main Irish Lotto numbers are revealed. The game has a top prize of €250.000 and to win it players must match all six of the numbers drawn. The are no rollovers in Lotto Plus 2. Lotto Plus 2 has an additional cost.

Lotto Plus 2
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	6	Match 6	1: 10.737.573	€250.000,00
2	5 + B	Match 5 + Bonus	1: 1.789.596	€2.500,00
3	5	Match 5	1: 44.740	€250,00
4	4 + B	Match 4 + Bonus	1: 17.896	€25,00
5	4	Match 4	1: 918	€10,00
6	3 + B	Match 3 + Bonus	1: 688	€5,00
7	3	Match 3	1: 54	€3,00
8	2 + B	Match 2 + Bonus	1: 72	€2,00

18.30 Loto FR

Loto FR source lottery description
Names	Loto FR, Loto, Lotto France
Type	Classic lottery
Country	France: La Française des Jeux
Location held	Paris, France
Days held	Every week on Mondays, Wednesdays and Saturdays
Time held	20:30h (Europe/Paris timezone)
Currency	Euro
Jackpots	The minimum jackpot is 2 million EUR. The operator determines the jackpot in each draw, which usually increases when there are no winners in the jackpot. The jackpot can roll over a maximum of 34 consecutive times.
Game mechanics	Match 6 out of 49 possible numbers (1 to 49), and one additional “Chance” number from 1 to 10.
Categories	There are 10 prize categories.
Additional raffles	Second tirage

18.30.1 Loto FR Prizes and Odds table

Loto FR
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	5 + C	5 numéros + numéro chance	1: 19.068.840	Jackpot
2	5	5 numéros sans numéro chance	1: 2.118.760	8,44%
3	4 + C	4 numéros + numéro chance	1: 86.677	2,06%
4	4	4 numéros sans numéro chance	1: 9.631	7,43%
5	3 + C	3 numéros + numéro chance	1: 2.016	4,44%
6	3	3 numéros sans numéro chance	1: 224	15,98%
7	2 + C	2 numéros + numéro chance	1: 144	12,43%
8	2	2 numéros sans numéro chance	1: 16	49,22%
9	1 + C	1 numéro + numéro chance	1: 28	€2,20
10	0 + C	aucun numéro + numéro chance	1: 18	€2,20

18.30.2 Loto FR additional raffles

Second tirage

Second draw of five numbers (without a lucky number), with a minimum prize of €100,000 for the player who finds the five correct numbers. The jackpot is progressive according to the bets and divided between all the winning grids of rank 1. Second tirage has an additional cost.

Second tirage
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	5	5 numéros	1: 1.906.884	€100.000
2	4	4 numéros	1: 8.668
3	3	3 numéros	1: 202
4	2	2 numéros	1: 14	€3,00

18.31 Lotto America

Loto FR source lottery description
Names	Lotto America
Type	Classic lottery
Country	USA: Multi-State Lottery Association (MUSL)
Location held	Tallahassee, Florida, USA
Days held	Every week on Mondays, Wednesdays and Saturdays
Time held	23:00h (Eastern Time Zone)
Currency	Dollar
Jackpots	The minimum jackpot is 2 million USD. The operator determines the jackpot in each draw, which usually increases when there are no winners in the jackpot.
Game mechanics	Match 5 out of 52 possible numbers (1 to 52), one additional “Star Ball” number from 1 to 10.
Categories	There are 10 prize categories.
Additional raffles	All Star Bonus

18.31.1 Lotto America Prizes and Odds table

Lotto America
Tier	Numbers	Name Prize	Winning odds	Prize Pool Allocation
1	5 + S	Match 5 + Star Ball	1: 25.989.600	Jackpot
2	5	Match 5	1: 2.887.733	$20.000,00
3	4 + S	Match 4 + Star Ball	1: 110.594	$1.000,00
4	4	Match 4	1: 12.288	$100,00
5	3 + S	Match 3 + Star Ball	1: 2.404	$20,00
6	3	Match 3	1: 267	$5,00
7	2 + S	Match 2 + Star Ball	1: 160	$5,00
8	1 + S	Match 1 + Star Ball	1: 29	$2,00
9	S	Star Ball Only	1: 17	$2,00

18.31.2 Lotto America additional raffles

All Star Bonus With the Lotto America All Star Bonus option, all prize levels (except the Jackpot) will be multiplied by 2, 3, 4 or 5 times. All Star Bonus has an additional cost.

18.32 Instant Win Games

As part of its gaming product portfolio, Lottofy provides a range of instant win games (Casino games, slots, scratch cards, table games, etc). The games offered, as well as the format of the games, may vary and will vary over time. You may access the games directly from a device browser without the need to download any software. The bet outcomes or results of instant win games are determined by a Random Number Generator (RNG). An RNG used to determine game outcomes is subject to very stringent testing and is certified by independent, accredited testing labs. The result of all transactions you make in games with instant winnings will be available in "My balance" section within your player account. Information regarding game prizes, winnings, promotional bonuses and any game incentive is available on Lottofy's website and players may easily access such information. Clobet Ltd determines applicable game prizes, winnings, promotional bonuses and game incentives at its sole discretion. All Winnings with respect to the Instant Win Games will be paid in accordance with the Rules that apply to the corresponding Instant Win Game. The winnings obtained in this type of games have a maximum weekly withdrawal limit of EUR 2,000, in connection with the weekly withdrawal limits set out in section 7.3 "Withdrawals" of these Terms and Conditions.

19. Maximum Winnings

Following the draw held by the Source lottery operator, Clobet Ltd computes the winning prize for each correct bet wagered on the source lottery outcome. In case an official ticket of the source lottery organiser is acquired, the winning prize corresponds to the one announced by the official organiser of the draw. Maximum prize winnings are based on:

• The prize value of each corresponding category as determined by the source lottery operator.
• The prize category of the successful bet (e.g., 1^st. Category, 2^nd Category, 3^rd Category etc).
• The prize class of the respective Prize category (e.g., Winning Class Type A (Main Jackpot), Type B (Secondary Jackpot), Type C (Non-Jackpot)).
• The method through which the wager was placed (e.g., Individual Bet, Betting fund, Syndicates or Betting group).

The Prizes Categories are listed in the table below. An explanation of how the four criteria mentioned above inter relate and are linked is also provided. Depending on the Source Lottery, prize categories may fall into one of three prize groups/classes: Type A, B or C

Lottofy Games
Games	Source Lottery / Source Lottery Operator	Type A Winning Class (Main Jackpot) Prize category:	Type B Winning Class (Secondary Jackpot) Prize category:	Type C Winning Class (Non-Jackpot) Prize category:
Euromillions	SELAE/Toto-Lotto Niedersachsen	1st (5+2)	2nd (5+1) - 3rd (5+0)	4th (4+2)-13th (2+0)
Eurojackpot	Toto-Lotto Niedersachsen	1st (5+2)	2nd (5+1) - 3rd (5+0)	4th (4+2)-12th (2+1)
El Gordo de la Primitiva	SELAE	1st (5+C)	2nd (5) - 3rd (4+C)	4th (4) - 9th(R)
La Primitiva	SELAE	Special (6+R)	1st (6) - 2nd (5+CO)	3rd (5) - 6th(R)
Bonoloto	SELAE	1st (6)	2nd (5+CO) - 3rd (5)	4th (4) - 6th(R)
National Lottery THU	SELAE	1st (FP)	2nd (SP)	3rd - 15th(R)
National Lottery SAT	SELAE	1st (FP)	2nd (SP)	3rd - 14th(R)
National Lottery SS	SELAE	1st (FP)	2nd (SP) - 3rd (TP)	4th - 16th(R)
National Lottery SES	SELAE	1st (FP)	2nd (SP) - 3rd (TP)	4th - 15th(R)
National Lottery SEH	SELAE	1st (SE)	2nd (FP) - 4th (TP)	5th - 17th(R)
National Lottery SEV	SELAE	1st (FP)	2nd (SP) - 3rd (TP)	4th - 15th(R)
National Lottery SEF	SELAE	1st (FP)	2nd (SP) - 3rd (TP)	4th - 15th(R)
National Lottery SEW	SELAE	1st (FP)	2nd (SP) - 3rd (TP)	4th - 15th(R)
El Niño	SELAE	1st (FP)	2nd (SP) - 3rd (TP)	4th(E3) - 16th(R)
Christmas Lottery	SELAE	1st (FP)	2nd (SP) - 5th (FIP)	6th(P) - 17th(R)
Lotto 6AUS49	Toto-Lotto Niedersachsen	1st (6+1)	2nd (6) - 3rd (5+1)	4th (5+0)-9th (2+1)
MegaMillions	MUSL	1st (5+1)	2nd (5) - 3rd (4+1)	4th (4+0) - 9th (0+1)
PowerBall	MUSL	1st (5+1)	2nd (5) - 3rd (4+1)	4th (4+0) - 9th (0+1)
Quiniela	SELAE	-	-	1st (15) - 6th (10)
SuperEnalotto	Sisal	1st (6)	2nd (5+JN) - 3rd (5)	4th (4) - 6th (2)
Mega-Sena	Caixa EF.	1st (6)	2nd (5)	3rd (4)
Instant Win Games	As detailed in the rules of each game
FP	First Prize	SAT	Saturday
SP	Second Prize	SS	Special Saturday
TP	Third Prize	SES	Saturday Extra Spring
FOP	Fourth Prizes	SEH	Saturday Extra Holiday
FIP	Fifth Prizes	SEV	Saturday Extra Valentin
P	Pedrea	SEF	Saturday Extra Father
R	Refund	SEW	Saturday Extra Winter

C: Clave (Key number) / CO: Complementario (complementary number) / JN: Jolly number

19.1 Calculation Winnings Maximum

Lottofy calculates the winnings for each successful bet in the original currency used by the Source Lottery. The computation varies according to the type of game, class, category and game mode.

A successful bet shall be assigned to a prize category depending on the combination and number of matches with the Source lottery's winning numbers.

When a category has two sets of numbers in parentheses, The first number set represents the main numbers whilst the second number represents the special numbers. If one number is listed in brackets, no Special Numbers are applicable.

Depending on the prize class to which a prize category belongs, a formula is applied to calculate applicable prize winnings. The same formula applies to class Type A and B. The computation applicable to Class Type C is different however.

Source Lottery rules related to the mandatory distribution of jackpots to lower prize category levels, in the event that there is no source lottery official jackpot winner are not applicable. For the calculation of winnings, we assuming that jackpot amount has not been distributed to lower prizes levels.

For prize levels below Type A, the following are applicable:

In the event that a Source lottery distributes the 'A' class type prize (the superior prize category) to a lower prize category, Lottofy would still compute the superior class type prize amount on the basis of the theoretical value that would have been originally assigned to the prize level type by the Source Lottery.

Winnings for Prize Groups in Class Type A

Winnings = The Source Lottery Jackpot within the Prize Category 1st / (Number of Source Lottery Prize Tickets within the Prize Category 1st + Number of successful bets from Lottofy and Clobet Limited's network of hedge providers, within the prize category 1^st).

Example A.0.1

• The Source Lottery's main prize for the 1st Category Prize Group of Class Type A is EUR 3,000,000.00
• The Source Lottery Operator does not announce any (0) winning ticket for the Category 1st Prize Group.
• In Lottofy's lottery betting game and in the network of hedging providers, there is one (1) correct bet slip amongst the 1st Category prize group.
• The winnings pay-out for the successful bet on Lottofy is EUR 3,000,000.00 computed as follows: Winnings pay-out = EUR 3,000,000 / (0 + 1)

Example A.2.1

• The Source Lottery's main prize for the 1st Category Prize Group of Class Type A is EUR 3,000,000.00
• The Source Lottery Operator announces two (2) winning tickets for the Category 1st Prize Group.
• In Lottofy's lottery betting game and in the network of hedging providers, there is one (1) correct bet slip amongst the 1st Category prize group.
• The winnings pay-out for the successful bet on Lottofy is EUR 1,000,000.00 computed as follows: Winnings pay-out = 3,000,000 / (2 + 1).

Winnings for Prize Groups in Class Type B

Winnings = The Source Lottery Secondary Jackpot within the Prize Category 2nd (or 3rd) / (Number of Source Lottery Prize Tickets within the Prize Category 2nd (or 3rd) + Number of successful bets from Lottofy and Clobet Limited's network of hedge providers, within the prize category 2^nd (or 3^rd))

Example B.0.1

• The Source Lottery's prize for the 2nd (or 3rd) Category Prize Group of Class Type B is EUR 300,000.00
• The Source Lottery Operator does not announce any (0) winning ticket for the Category 2nd (or 3rd) Prize Group.
• In Lottofy's lottery betting game and in the network of hedging providers, there is one (1) correct bet slip amongst the 2nd (or 3rd) Category Prize Group of Class Type B.
• The winnings pay-out for the successful bet on Lottofy is EUR 300,000.00 computed as follows: Winnings pay-out = EUR 300,000 / (0 + 1).

Example B.2.1

• The Source Lottery's prize for the 2nd (or 3rd) Category Prize Group of Class Type B is EUR 300,000.00
• The Source Lottery Operator announces two (2) winning tickets for the Category 2nd (or 3rd) Prize Group.
• In Lottofy's lottery betting game and in the network of hedging providers, there is one (1) correct bet slip amongst the 2nd (or 3rd) Category Prize Group of Class Type B.
• The winnings pay-out for the successful bet on Lottofy is EUR 100,000 computed as follows: Winnings pay-out = EUR 300,000 / (2 + 1).

Winnings for Prize Groups in Class Type C

Winnings = The Source Lottery prize category in which the successful bet was placed.

If a successful bet for a Prize Category is ranked in Class Type C, the applicable winnings amount shall be equivalent to the prize payable by the Source Lottery Operator for the corresponding Source Lottery Prize Ticket, that is the winning amount would be equivalent to that which the player would have received if they had the winning source lottery ticket.

Example C

• If in the draw for Game X today, the Source Lottery operator has announced that the prize for the 4th category (within the Type C Class) is € 1,250.
• The prize that will get a winning bet on Lottofy for the same category 4th, it is € 1,250.

If the Source Lottery Operator does not announce winning tickets in the Class Type C prize category, the winnings that will be paid in that category to each winning bet, will be based on total bets announced by the Source Lottery Operator and the distribution of prizes to the winning categories announced by the Source Lottery Operator.

If the Source Lottery Operator reserves the right to pay winnings either as a cash prize or as a free game, Lottofy shall also reserve the right and may determine at its sole discretion whether the winnings pay-out shall be in cash or as free game.

19.2 Winnings sharing between Game Mode

The procedure to distribute the winnings to each player according to the different games forms is:

1. Once the corresponding draw has been celebrated by the Source Lottery Operator, we make a provisional calculation of winnings that corresponds to each player is made. This calculation is for informational purposes only and is provisional, not final and firm until Lottofy receives all winnings from the Source Lottery Operator or the insurer.
2. Received (from Source Lottery Operator or the insurer) the winnings corresponding to each winning bet, the final calculation of the winnings by type of game and category of prizes according to section “18. Games”.
3. Next, the maximum winnings that correspond to each winning bet are determined according to the section “19.1 Calculation Maximum Winnings” and the Withholdings and deductions are deducted as set forth in section 20. “Winnings Withholding”
4. Once we have determined the net prize corresponding to each bet, it is distributed among the players taking into account the Game Mode, see section “17. Game Modes The calculation is performed as follows:

19.2.1 Individual bets

A player may participate in a lottery game by placing bets on an individual basis. Bets may be placed either as single or multiple bets and may be selected in different modalities.

Net winning pay-outs shall be credited to the player's account after subtracting any applicable withholdings or deductions due and as stipulated in sections 18 “Game Modes”, 19.1 “Maximum Winnings” and 20 “Withholdings”.

19.2.2 Betting fund

The distribution of prizes in the Betting Fund is carried out as follows: Each player who participates in the fund, gives half of his prize to the prize pool which is in turn distributed in proportion to what each participant has played, including the player himself.

Example distribution of winnings in a Betting Fund:

• Fund "X" has placed 100 lottery bets and accumulates net winnings amounting to EUR 1,000.
• Player “A” contributed one (1) bet to the bets placed by Fund “X”.
• Player “A’’ bet is correct and declared as a winning bet.
• Player “A” ticket has Euros 1,000 in provisional winnings. For the purposes of this example, for the sake of understanding this mode of gaming, we assume that there has only been one winning bet in Fund "X", which is equal to Player "A"' EUR 1000.
• The final prize pay-out is split as follows:
• Euro 500 (50% of the prize value) is allocated to the Betting Fund for further distribution amongst all fund participants in proportion to the bets each participant placed.
• Of the Euro 500 allocated to the betting fund prize winning, Player “A” receives EUR 5 (Fund prize share (EUR 500/100 bet fund participating tickets) * 1 ticket held by player “A”.
• The residual winnings of EUR 500 from Player “A" winning bet (50% of the winning bet) belong exclusively to this player.
• The total winnings distributed to Player “A” amount to EUR 505.

19.2.3 Syndicates

With Syndicates, each player does not own individual bets, but purchase shares to participate in a draw or corresponding event of a Game. The net winnings after deduction of Withholdings and deductions as indicated in sections “18. Games modes”, section “19.1 Maximum Winnings” and what is indicated in section “20. Winnings Withholding”, are distributed proportionally to number of shares held by each player in relation to the total shares of Syndicate participates in the corresponding draw.

19.2.4 Betting groups

Betting Groups are groups of players that share their bet wagers to participate in draw or events. You can form a group with your friends and/or family members, create a public group.

The net winnings after deduction of Withholdings and deductions as indicated in sections “18. Games Modes”, section “19.1 Maximum Winnings” and what is indicated in section “20. Winnings Withholding”, are distributed proportionally to number of shares held by each player in relation to number of total shares with which the Betting Group participates in a draw.

20. Withholdings and deductions on prizes

The percentage of withholding and/or deduction stipulated in the jurisdiction where the Lottery Source or the insurer is based shall be deducted from the prize amounts in accordance with the tax criteria of the applicable tax legislation.

The applicable withholding percentage as stipulated by Maltese legislation shall be deducted from Instant Game Winnings or winnings derived from games or lotteries that are not linked to, or based on a Lottery Source.

The applicable withholding or deduction percentage on prizes is intended to place players in a financial situation similar to that which they would be in, if they had participated in the Source Lottery and the Source Lottery operator had withheld such amounts from the prize winnings.

20.1 Prize payment options for PowerBall and MegaMillions Type 1 Category Prizes

The pay-out type and method are Lottofy’s exclusive decision. There is only one pay-out option for Powerball and Megamillions prizes and this is by a single lump sum payment.

Deferred payment options are not possible.

Using the single payment option and in accordance with the stipulated and effective Source Lottery operator (MUSL) rules, the winning prize gross pay-out is subject to a 40% deduction or such other higher percentage as applicable and/or as announced by the source lottery operator.

The above-mentioned single lump sum deduction is applied prior to any withholding tax dues.

For example, for a lump sum payment of gross prize winnings amounting to USD$ 60,400,000 (US$ 60.4 million), the net prize winnings payable would be USD$ 36,240,000 (US$ 36.24 million).

Furthermore, the withholding tax percentage as applicable in the source lottery's or insurance's jurisdiction is then deducted from the player's winnings.

20.2 Prize withholdings for Powerball and MegaMillions

Provided we receive the prize from the Source Lottery or the network of hedge providers of Clobet Limited, a deduction of 39.6% (or any other higher percentage determined by the MUSL) of the prize value shall be withheld prior to pay-out of winnings.

The applicable withholding or deduction percentage on prizes is intended to place players in a financial situation similar to that which they would be in, if they had participated in the Source Lottery and the Source Lottery operator had withheld such amounts from the prize winnings.

The withholding or deduction of prize monies occurs prior to the choice of payment options as described in the previous section “Prize payment options in Powerball and MegaMillions”.

Example: For a Powerball or MegaMillions Type 1 Category prize (Jackpot) amount to USD$ 100,000,000 the winner may receive a prize of USD$ 60,400,000. Under Single Payment Option 1, the player would receive a net lump sum prize pay-out of USD$ 36,240,000

For a Powerball or MegaMillions Type 2 Category prize amounting to USD$ 1,000,000 the winner would receive a prize of USD$ 604,000.

For a Powerball Type 3 Category prize amounting to USD$ 50,000 the winner would receive a prize of USD$ 30,200.

For a MegaMillions Type 3 Category prize amounting to USD$ 10,000 the winner may receive a prize of USD$ 6,040.

20.3 Prize withholdings for Euromillions

In order to carry out the application of the withholdings to levied in Euromillions, the withholdings on lottery prizes established by the Spanish tax authority and practised by the Spanish Lottery operator (SELAE) shall be taken into account.

Provided we receive the prize from the Source Lottery or from Clobet Limited's network of hedging providers, a deduction of 20% (or any higher percentage as determined by the competent Spanish tax authority) will be withheld prior to pay-out of winnings. The prize amount, above which this withholding takes place, is EUR 40,000, therefore for lower amounts, no withholding of prize amount applies.

20.4 Prize withholdings for Eurojackpot

In order to carry out the application of the withholdings to be levied in Eurojackpot, the withholdings on lottery prizes established by the Spanish tax authority and practised by the Spanish Lottery operator (SELAE) shall be taken into account.

Provided we receive the prize from the Source Lottery or from Clobet Limited's network of hedging providers, a deduction of 20% (or any higher percentage as determined by the competent Spanish tax authority) will be withheld prior to pay-out of winnings. The prize amount, above which this withholding takes place, is EUR 40,000, therefore for lower amounts, no withholding of prize amount applies.

20.5 Prize withholdings for El Gordo de la Primitiva

In order to carry out the application of the withholdings to be levied in El Gordo de la Primitiva, the withholdings on lottery prizes established by the Spanish tax authority and practised by the Spanish Lottery operator (SELAE) shall be taken into account.

Provided we receive the prize from the Source Lottery or from Clobet Limited's network of hedging providers, a deduction of 20% (or any higher percentage as determined by the competent Spanish tax authority) will be withheld prior to pay-out of winnings. The prize amount, above which this withholding takes place, is EUR 40,000, therefore for lower amounts, no withholding of prize amount applies.

20.6 Prize withholdings for Primitiva

In order to carry out the application of the withholdings to be levied in Primitiva, the withholdings on lottery prizes established by the Spanish tax authority and practised by the Spanish Lottery operator (SELAE) shall be taken into account.

Provided we receive the prize from the Source Lottery or from Clobet Limited's network of hedging providers, a deduction of 20% (or any higher percentage as determined by the competent Spanish tax authority) will be withheld prior to pay-out of winnings. The prize amount, above which this withholding takes place, is EUR 40,000, therefore for lower amounts, no withholding of prize amount applies.

20.7 Prize withholdings for Bonoloto

In order to carry out the application of the withholdings to be levied in Bonoloto, the withholdings on lottery prizes established by the Spanish tax authority and practised by the Spanish Lottery operator (SELAE) shall be taken into account.

Provided we receive the prize from the Source Lottery or from Clobet Limited's network of hedging providers, a deduction of 20% (or any higher percentage as determined by the competent Spanish tax authority) will be withheld prior to pay-out of winnings. The prize amount, above which this withholding takes place, is EUR 40,000, therefore for lower amounts, no withholding of prize amount applies.

20.8 Prize withholdings for Loteria Nacional

In order to carry out the application of the withholdings to be levied in Loteria Nacional, the withholdings on lottery prizes established by the Spanish tax authority and practised by the Spanish Lottery operator (SELAE) shall be taken into account.

Provided we receive the prize from the Source Lottery or from Clobet Limited's network of hedging providers, a deduction of 20% (or any higher percentage as determined by the competent Spanish tax authority) will be withheld prior to pay-out of winnings. The prize amount, above which this withholding takes place, is EUR 40,000, therefore for lower amounts, no withholding of prize amount applies.

20.9 Prize withholdings for El Niño Draw

In order to carry out the application of the withholdings to be levied in El Nino Draw, the withholdings on lottery prizes established by the Spanish tax authority and practised by the Spanish Lottery operator (SELAE) shall be taken into account.

Provided we receive the prize from the Source Lottery or from Clobet Limited's network of hedging providers, a deduction of 20% (or any higher percentage as determined by the competent Spanish tax authority) will be withheld prior to pay-out of winnings. The prize amount, above which this withholding takes place, is EUR 40,000, therefore for lower amounts, no withholding of prize amount applies.

20.10 Prize withholdings for Loteria de Navidad

In order to carry out the application of the withholdings to be levied in Loteria de Navidad, the withholdings on lottery prizes established by the Spanish tax authority and practised by the Spanish Lottery operator (SELAE) shall be taken into account.

Provided we receive the prize from the Source Lottery or from Clobet Limited's network of hedging providers, a deduction of 20% (or any higher percentage as determined by the competent Spanish tax authority) will be withheld prior to pay-out of winnings. The prize amount, above which this withholding takes place, is EUR 40,000, therefore for lower amounts, no withholding of prize amount applies.

20.11 Prize withholdings for Quiniela

In order to carry out the application of the withholdings to be levied in Quiniela, the withholdings on lottery prizes established by the Spanish tax authority and practised by the Spanish Lottery operator (SELAE) shall be taken into account.

Provided we receive the prize from the Source Lottery or from Clobet Limited's network of hedging providers, a deduction of 20% (or any higher percentage as determined by the competent Spanish tax authority) will be withheld prior to pay-out of winnings. The prize amount, above which this withholding takes place, is EUR 40,000, therefore for lower amounts, no withholding of prize amount applies.

20.12 Prize withholdings for SuperEnalotto

In order to carry out the application of the withholding taxes to be levied on SuperEnalotto, the withholding taxes on lottery prizes established by the Italian Tax Administration and applied by the Italian lottery operator (SISAL) shall be taken into account.

Provided we receive the prize from the Source Lottery or from Clobet Limited's network of hedging providers, a deduction of 20% (or any higher percentage as determined by the competent Italian tax authority) will be withheld prior to pay-out of winnings. The prize amount, above which this withholding takes place, is EUR 500 therefore for lower amounts, no withholding of prize amount applies.

21. Information about taxes in country of residence.

Jackpot amounts published on Lottofy's gaming website are stated gross of any applicable tax at source.

The final objective of deducting or withholding tax at source is to place players in a similar financial position to that which they would have been in had they participated in the Source Lottery, or to account for the amount withheld by the Source Lottery Operator or the insurer.

Depending on the player’s country of residence, prizes or winnings may be subject to other local, federal and/or state taxes.

Taxes which are not deducted at source or referred to as “other local taxes” differ based on a player's country of residence.

Any local taxes that players may be liable and subject to in their country of residence are the sole responsibility of each player.

Clobet Limited and/or Lottofy shall not be held responsible or liable for any local/federal/state or other local taxes or deductions that are due on any player winnings.

Players should consult with or seek advice from a tax professional when receiving substantial amounts of prize monies.

Players must consult and/or refer to the tax rules applicable in their country of residence to prize monies or winnings.

22. Security information

Protecting your computer is strongly recommended and advisable

Action should be taken to protect your computer from any malicious attacks by hackers who may either attempt to access personal and /or banking information that may be stored on your computer or may attempt to attack and access other 3rd party computers through your personal computer.

To avoid computer hacking attempts, anti-virus, anti-spyware and firewall software may be installed. When such software is installed and kept updated, unauthorised computer access is restricted.

Be careful when accessing or clicking links included in emails or webpages, which are not trusted, as they could be false or include malicious software. Access to Clobet and/or Lottofy accounts should be avoided from any computers located in public places allowing free access to the internet.

Use of a secure password is strongly recommended and advisable

A password containing 8 or more characters should be used. The password should consist of letters, numbers and special characters. The use of dates, names or data that may be common knowledge or known by third parties should be avoided.

Personal data, passwords and bank details should always be protected.

Clobet staff shall NEVER ask you to confirm user account or password details.

Lottofy will NEVER send you an e-mail, SMS, or leave a voicemail message requesting any username, password, bank details, card details, etc.

In the event that you suspect that your Lottofy account details have been compromised or otherwise obtained by third parties, please contact Lottofy's Customer Service Department as soon as possible.

Taking precautions during log in and log out

After visiting or accessing Lottofy's website, you should close an active session by using the close session icon located in the user panel.

The 'Log out' action prevents unauthorised parties from gaining access to a player's personal account details as registered on Lottofy's site and/or even avoid theft occurring via access to and/or from a player's account and/or the website.